Bank of Scotland Private Banking Premier Current Account

Full product details for the Bank of Scotland Private Banking Premier Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Private Banking Premier Current Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).
Account Typepackaged 
Monthly Charge£25There is a monthly service charge of £25.00. This fee will be waived if a managed portfolio of £250,000 or more with Bank of Scotland Private Banking is maintained.
Minimum Monthly Credit£0There is no minimum monthly credit.
Interest Free Overdraft Limit£500An interest and fee free overdraft of £500 is available (subject to application and approval).
Standard Overdraft Rate10.9%The annual rate charged for authorised overdrafts is: 10.9%.EAR
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available 24 hours a day, 7 days a week.
Account Promotionsyes 
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Fantastic layout of website enables ease of use, I especially like the free services that are offered including 'Money Saving Tips'.
Karen C. from Preston

Compare Bank of Scotland Private Banking Premier Current Account With These Current Accounts

Clydesdale Bank Current Account Tracker

  • You get £0 authorised O/D charges from the Current Account Tracker.
  • Purchase charge worldwide of 0% is offered with the current account.
  • This Current Account Tracker has a £0 duplicate statement cost.
  • Get a reward payment of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).

Ulster Bank U First Private Account

  • You get ul account transfer O/D limit from Ulster Bank.
  • Enjoy 0% ATM withdrawal cost UK.
  • £0 transaction charge is available with this current account.
  • Customers can get same day BACS deposit clearance time.
  • £0 authorised O/D charges.
  • Customers can get £1 minimum withdrawal.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

Lloyds TSB Vantage Classic Account with Control

  • Customers get unauthorised O/D rate of 19.28%.
  • New customers get £0 rewards payment from the current account.
  • New customers get 3 months account transfer overdraft period from this current account.
  • Have the benefit of ATM withdrawal expense UK of 0%.
  • Cheque clearance time of 4 days is available to new customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

HSBC Graduate Bank Account

  • New customers get £0 monthly overdraft charge.
  • £0 standing order set up charges is available with Graduate Bank Account.
  • A £0 direct debit set up fee is available.
  • Expense for copy of cheque of £0 is available with this current account.
  • HSBC gives minimum withdrawal of £1.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

RBS Student Royalties Account

  • RBS offers maximum interest free overdraft of £2,000.
  • £0 standing order set up charge is available with this current account.
  • Rate free overdraft year 1 of £1,000 is offered to new customers.
  • The current account has a £0 direct debit set up charge.
  • This RBS current account has an interest rate free overdraft year 2 of £1,250.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

RBS Business Current Account (Scotland)

  • Charge for internet banking of £0 is available to you.
  • £0.00 overdraft letter charge.
  • Take advantage of a minimum annual turnover of £0 from the current account.
  • Customers get 4 days cheque clearance time from RBS.

Ulster Bank Business Current Account

  • Get 4 days cheque clearance time.
  • Mthly overdraft charge of £0 is offered.
  • £0.70 coinage out per100 is offered to new customers.
  • Business Current Account offers a cost for internet banking of £0.

Bank of Scotland Silver Account

  • Enjoy a charges for copy of cheque of £0.
  • Customers will enjoy £2,000 mobile telephone insurance limit.
  • This current account gives an O/D letter charge of £0.00.
  • Ul account transfer overdraft limit is offered with this current account.
  • Bank of Scotland offers minimum withdrawal of £1.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
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