Bank of Scotland Private Banking Flexible Current Account

Full product details for the Bank of Scotland Private Banking Flexible Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
Compare...
239 current accounts...

Bank of Scotland Private Banking Flexible Current Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 5.6% EAR (variable).
Account Typeoverdraft 
Monthly Charge£0There is no monthly service charge.
Minimum Monthly Credit£0The minimum monthly credit required for these rates is £0.00.
Interest Free Overdraft LimitnoneAn interest and charge-free overdraft is not available.
Standard Overdraft RateUnlimitedThe authorised overdraft EAR/APR is subject to negotiation.
Headline Interest Rate0%Not applicable - no credit interest paid on this account.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesRelationship manager available. Commission free travel money and travellers' cheques available. Preferential savings accounts available.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
So easy to use and find things quickly. It's definitely my first port of call when buying things!! Well done!
P Wilson

Compare Bank of Scotland Private Banking Flexible Current Account With These Current Accounts

Smile Smilemore (Gadget)

  • Get 2 working days cheque deposit clearance time.
  • This current account has a 15.9% unauthorised overdraft rate.
  • You get limitless maximum high interest balance from this Smilemore (Gadget).
  • Customers can enjoy £0.00 overdraft letter charge.
  • The Smile Smilemore (Gadget) current account has a promotional interest rate of 0.12%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Ulster Bank U First Gold Account

  • Cashback of £0 is offered.
  • £0.00 O/D letter charge is available with the current account.
  • You get £0 minimum additional deposit from this U First Gold Account.
  • Customers can get same day interest rate paid on withdrawals.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

Lloyds TSB Private Banking Private Banking Premier Plus Current Account

  • Get a std overdraft rate of 10.9%.
  • This current account gives a same day cheque deposit clearance time.
  • This current account offers a £1 minimum extra deposit.
  • You can get charge for copy of cheque of £0.
  • This Lloyds TSB Private Banking Private Banking Premier Plus Current Account has a cash back of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

Lloyds TSB Private Banking Mayfair Current Account

  • Get max ATM withdrawal of £500.
  • New customers will take advantage of £0 cost for copy of cheque.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Nationwide Cash Card Account

  • Monthly charge of £0 is available with Cash Card Account.
  • You get £0 standing order set up fee from Nationwide.
  • Available funds/wdl >£100 withdrawal restrictions is available with Cash Card Account.
  • £1 minimum withdrawal is available.
  • £0 direct debit set up cost is available.

The Co-operative Bank Cashminder

  • Direct debit set up charge of £0 is available with the current account.
  • Direct debit amendment charges of £0 is available with Cashminder.
  • Standing order set up payment of £0 is offered to customers.
  • Customers get available funds only withdrawal restrictions.