Bank of Scotland Premier Account

Full product details for the Bank of Scotland Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Premier Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).
Account Typepackaged 
Monthly Charge£25A monthly charge of £25.00 is payable.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£500Interest fee and charge free overdraft limit of £500 available (subject to application and approval).
Standard Overdraft Rate10.43%The annual rate charged for authorised overdrafts is 10.43% EAR.
Headline Interest Rate0%Not applicable - no credit interest is paid.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available.
Account PromotionsyesAA Roadside Assistance. Access to an Exclusive account Worldwide annual travel insurance with a choice of family or winter sports cover. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). ID Aware identity theft assistance. Home emergency cover. Save My Numbers service available - stores and retrieves mobile phone numbers.
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Compare Bank of Scotland Premier Account With These Current Accounts

First Trust Packaged Account

  • Get £100 automatic O/D facility.
  • The First Trust current account has a £0 bankers reference charge.
  • Get £0 transaction charge from First Trust.
  • £0 cashback is offered with Packaged Account.
  • This current account gives a 0.1% headline interest rate.
  • Overdraft letter charge of £13.00 is available.

RBS Royalties Gold

  • You get 69 yrs travel insurance maximum age from RBS.
  • Monitoring, alert & report ID theft alerting is offered with Royalties Gold.
  • New customers can get £1 minimum withdrawal.
  • Maximum ATM withdrawal of £300.
  • Household cars rescue cover is offered with this current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).

Barclays Premier Life Account (£25)

  • You get 4 days cheque clearance time.
  • Have the benefit of 0% debit card charges europe from Barclays.
  • Travel insurance maximum age of 79 yrs is offered with this current account.
  • Benefit person in any car recovery cover is offered with the current account.
  • 0% debit card fee worldwide is available with Premier Life Account (£25).
  • Representative Example: Up to £1,000, 0% interest per annum (variable). £1,001-£5,000 14.9% interest per annum (variable). Subject to status and application.

Bank of Ireland Student Account

  • Customers take advantage of £0 unpaid direct debit charge from Bank of Ireland.
  • Get 2 yrs max account term.
  • An interest free overdraft year 5 of £0 is offered by Bank of Ireland.
  • £0 monthly unauthorised overdraft charge is offered with this current account.
  • You get unlimited maximum high interest balance from this Student Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

HSBC Student Bank Account

  • Customers can get monthly unauthorised overdraft charge of £0.
  • New customers get £0 rewards payment from HSBC.
  • £0 direct debit amendment payment is offered.
  • Get rate free overdraft year 2 of £3,000.
  • Cheque deposit clearance time of 2 employment days is available with Student Bank Account.
  • Get max interest free overdraft of £3,000.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

RBS Graduate Royalties Account

  • Daily unauthorised overdraft charge of £0 is offered with Graduate Royalties Account.
  • £0 daily O/D charge is offered with this current account.
  • Direct debit charge of £0.
  • Get a max account term of 3 years from this current account.
  • Get an interest free overdraft year 4 of £0 from the Graduate Royalties Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Allied Irish Bank Business Plus

  • Minimum withdrawal of £1.
  • 4 days cheque clearance time is available.
  • O/D letter charge of £7.50 is offered with Business Plus.
  • Customers get limitless maximum high interest balance.