Bank of Scotland Platinum Account
Full product details for the Bank of Scotland Platinum Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Bank of Scotland Platinum Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 12.28% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £17 | A monthly charge of £17.00 is payable. |
| Minimum Monthly Credit | £0 | There is no minimum monthly credit required. |
| Interest Free Overdraft Limit | £250 | Interest fee and charge free overdraft limit of £250 available (subject to application and approval). |
| Standard Overdraft Rate | 12.28% | The annual rate charged for authorised overdrafts is 12.28% EAR. |
| Headline Interest Rate | 0% | Not applicable - no credit interest is paid. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Internet banking is available. |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | Telephone banking is available. |
| Account Promotions | yes | AA Roadside Assistance. Acess to an Exclusive account Worldwide annual travel insurance with a choice of family or winter sports cover. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). Save My Numbers service available - stores and retrieves mobile phone numbers. |
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Compare Bank of Scotland Platinum Account With These Current Accounts
Citi Plus Account
- New customers can take advantage of debit card expense europe of 0%.
- ATM withdrawal fee UK of 0 percent is available with this current account.
- You get £500 max ATM withdrawal.
- 4 days cheque clearance time is available.
- Benefit from a monthly charge of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 16.9% EAR (variable).
Halifax Cardcash (Youth)
- Cheque deposit clearance time of 3 employment days.
- You get £1 minimum withdrawal from this Cardcash (Youth).
- New customers can benefit from unlimited max high interest balance.
- New customers get £10 O/D buffer limit from this Cardcash (Youth).
Smile Smilemore (Gadget)
- Customers get £260 interest rate free overdraft limit from the current account.
- An unlimited maximum high interest balance is offered.
- You get £0 minimum additional deposit from this Smilemore (Gadget).
- This current account offers a same day cash deposit clearance time.
- A 11.9% standard overdraft rate is available.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Yorkshire Bank Current Account Plus
- £1 minimum withdrawal is offered.
- Customers can get £0 moneyback.
- Get £25 overdraft buffer limit from Yorkshire Bank.
- Overdraft letter charge of £0.00 is available.
- Get 18.85% standard overdraft rate from Yorkshire Bank.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).
Lloyds TSB Vantage Classic Account
- Get 4 days cheque clearance time from Lloyds TSB.
- Get same day cheque deposit clearance time.
- You get minimum withdrawal of £1.
- The current account offers authorised overdraft charges of £5 per mth.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Halifax Student Current Account
- Get a minimum additional deposit of £0 from this current account.
- Get promotional interest rate of 0.1%.
- New customers benefit from £0.00 O/D letter charge.
- £0 daily overdraft charge is available.
- You take advantage of unlimited max high interest balance from the Student Current Account.
- Customers get £3,000 maximum interest free overdraft from the Student Current Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Smile Student Current Account
- Rate free overdraft year 5 of £2,000 is offered with Student Current Account.
- This Smile Student Current Account has a cheque clearance time of 4 days.
- A cashback of £0 is available from Smile.
- Smile gives standard overdraft rate of 0 percent.
- £0 standing order fee is available with Student Current Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Clydesdale Bank Business Current Account
- Customers get 5 days cheque clearance time from the Business Current Account.
- Clydesdale Bank gives minimum annual turnover of £0.
- £1 minimum withdrawal is available with this current account.
- Get £0.65 coinage paid in per100 from Clydesdale Bank.
- £0 payment for internet banking.
- New customers get £350 max ATM withdrawal from the current account.
