Bank of Scotland Gold Account
Full product details for the Bank of Scotland Gold Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Bank of Scotland Gold Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £12 | A monthly charge of £12.00 is payable. |
| Minimum Monthly Credit | £0 | The minimum monthly credit for these rates is £0.00. |
| Interest Free Overdraft Limit | £100 | There is an interest free overdraft of £100 (subject to application and approval). |
| Standard Overdraft Rate | 17.32% | The rate charged for authorised overdrafts is 17.32% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Free internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank is a person-to-person telephone banking service for Gold Service account holders. It is available 24 hours a day, 365 days a year. The customer can use PhoneBank to pay bills, check balances, transfer money between accounts and also can arrange loans, overdrafts and set up or amend standing orders. |
| Account Promotions | yes | AA Roadside Assistance. An Exclusive Saver account will offer the customer a higher return on their savings. Worldwide travel insurance, for the customer and their partner. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). Save My Numbers service available - stores and retrieves mobile phone numbers. |
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Good info for the beginner Sunaina M |
Compare Bank of Scotland Gold Account With These Current Accounts
Bank of Ireland Clear Account - Level 3
- £0 purchase charge is offered with Clear Account - Level 3.
- Customers get 0 percent promotional interest rate from this current account.
- New customers get £0 money back from the current account.
- Clear Account - Level 3 offers a cheque deposit clearance time of 5 working days.
- New customers get same day BACS deposit clearance time from the current account.
- Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).
Lloyds TSB Gold Account
- Customers get overdraft buffer limit of £10.
- Cover person in any car recovery cover is offered with the current account.
- Authorised overdraft charges of £5 per month is offered to you.
- You have the benefit of 17.32% standard overdraft rate from the current account.
- £500 maximum ATM withdrawal is available with Gold Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Lloyds TSB Private Banking Mayfair Current Account
- A travel cover maximum age of 79 years is offered by Lloyds TSB Private Banking.
- Get 0% ATM withdrawal cost UK from Lloyds TSB Private Banking.
- This current account has 4 days cheque clearance time.
- Get monitoring, alert & report ID theft alerting from Lloyds TSB Private Banking.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Lloyds TSB Graduate Bank Account
- New customers get £1 minimum withdrawal from this current account.
- Max interest free overdraft of £2,000 is offered to new customers.
- You can get 16.77% unauthorised O/D rate.
- Get £0 daily overdraft charge.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
The Co-operative Bank Student Account
- £0 cash back is available to customers.
- Student Account gives a reward payment of £0.
- Interest rate free overdraft year 2 of £1,700 is available.
- Get an interest rate free overdraft year 4 of £2,000.
- You get £0 transaction charge from the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Northern Bank Northern Personal Access
- You get purchase charge of £0.
- Unpaid standing order charges of £0 is available from Northern Bank.
- 4 free branch counter p m withdrawal restrictions is available.
- Get a minimum extra deposit of £0 from the Northern Personal Access.
Bank of Scotland Under 19s Account
- Bank of Scotland offers maximum ATM withdrawal of £300.
- You can get same day cash deposit clearance time.
- Minimum additional deposit of £0 is available.
- £1 minimum withdrawal is offered with the current account.
- You get £0 monthly charge from this Under 19s Account.
- £0 reward payment is available with the current account.
