Bank of Scotland Cash Account Full product details for the Bank of Scotland Cash Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Cash Account Features & Benefits
Account Type basic
Monthly Charge £0 No monthly service charge is payable.
Minimum Monthly Credit £0 There is no minimum monthly credit required.
Interest Free Overdraft Limit none Overdraft facilities are not available.
Headline Interest Rate 0% 0
Minimum Investment £0 There is no minimum investment required to open this account.
Internet Banking yes Internet banking is available.
Branch Banking yes Transactions can be made at a branch.
Telephone Banking yes Telephone banking is available.
Joint Account yes This account accepts applications in more than one name.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £0 There is no minimum monthly credit required.
Minimum Age 18 years There is no minimum age is 18 years.
Maximum Age Unlimited There is no maximum age.
Minimum Income £0 There is no minimum annual income required for this account.
Minimum Investment £0 There is no minimum investment required to open this account.
Maximum Investment Unlimited There is no maximum investment on this account.
Student Bank Account no This is not a student bank account.
Graduate Bank Account no This is not a graduate bank account.
Area Restrictions none There are no area restrictions.
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Very easy to understand and no jargon.
A Lesser
I got the answers that I was looking for, many thanks.
Vic
Good information that's useful to me.
Jane H.
Good info for the beginner
Sunaina M
Helpful up-to-date advice and info.
Jane J
I like this site very much...so useful and interesting.
Mikki
Great advance notice of the 90% deal at Southern trains
John K
Excellent and easy to understand
Pamela
Always interesting and very helpful.
Gill
Compare Bank of Scotland Cash Account With These Current Accounts 0 percent average overdraft rate is available with Ultimate Reward Current Account => £1,000 per mth. Customers get £1-2 per day authorised O/D charges from the current account. £0 transaction charge is available with this current account. Customers have the benefit of unauthorised overdraft rate of 0 percent. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Get cash deposit clearance time same day. Debit card payment europe of 0 percent is offered with this current account. Get an account transfer overdraft limit ul from the current account. £1 minimum withdrawal is available with Northern Choice. Get a cheque clearance time of 4 days from this current account. Get a purchase charge of £0 from the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).
A purchase charge of £0 is offered by Lloyds TSB Private Banking. Cover person in any car rescue cover is available to new customers. You get monitoring, alert & report ID theft alerting from the Mayfair High Interest Cheque Account. Mobile telephone insurance limit of £2,000 is available with Mayfair High Interest Cheque Account. Cheque clearance time of 4 days is offered with this current account. Account transfer O/D limit ul is available with this current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). £0 minimum extra deposit is offered. Purchase charge of £0 is offered with Student Account. NatWest gives direct debit set up expense of £0. 4 days cheque clearance time is offered to customers. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Get rate paid on withdrawals same day. Get cheque clearance time of 4 days. The current account gives a 0 percent ATM withdrawal charges UK. Introductory interest rate of 3 percent is offered to new customers. Customers have the benefit of £0 mthly charge from Santander. You get monthly overdraft charge of £0. The current account has a £0 standing order expense. Graduate Account offers an interest free overdraft year 3 of £1,000. A £0 expense for copy of cheque is available. Get £0 moneyback. Get an interest rate free overdraft year 5 of £0 from the Graduate Account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).