Bank of Scotland Cash Account

Full product details for the Bank of Scotland Cash Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Cash Account Features & Benefits

Account Typebasic 
Monthly Charge£0No monthly service charge is payable.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft LimitnoneOverdraft facilities are not available.
Headline Interest Rate0%0
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesInternet banking is available.
Branch BankingyesTransactions can be made at a branch.
Telephone BankingyesTelephone banking is available.
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Very easy to understand and no jargon.
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Compare Bank of Scotland Cash Account With These Current Accounts

Halifax Ultimate Reward Current Account => £1,000 per mth

  • 0 percent average overdraft rate is available with Ultimate Reward Current Account => £1,000 per mth.
  • Customers get £1-2 per day authorised O/D charges from the current account.
  • £0 transaction charge is available with this current account.
  • Customers have the benefit of unauthorised overdraft rate of 0 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Northern Bank Northern Choice

  • Get cash deposit clearance time same day.
  • Debit card payment europe of 0 percent is offered with this current account.
  • Get an account transfer overdraft limit ul from the current account.
  • £1 minimum withdrawal is available with Northern Choice.
  • Get a cheque clearance time of 4 days from this current account.
  • Get a purchase charge of £0 from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).

Lloyds TSB Private Banking Mayfair High Interest Cheque Account

  • A purchase charge of £0 is offered by Lloyds TSB Private Banking.
  • Cover person in any car rescue cover is available to new customers.
  • You get monitoring, alert & report ID theft alerting from the Mayfair High Interest Cheque Account.
  • Mobile telephone insurance limit of £2,000 is available with Mayfair High Interest Cheque Account.
  • Cheque clearance time of 4 days is offered with this current account.
  • Account transfer O/D limit ul is available with this current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

NatWest Student Account

  • £0 minimum extra deposit is offered.
  • Purchase charge of £0 is offered with Student Account.
  • NatWest gives direct debit set up expense of £0.
  • 4 days cheque clearance time is offered to customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Santander 16 - 18 Account

  • Get rate paid on withdrawals same day.
  • Get cheque clearance time of 4 days.
  • The current account gives a 0 percent ATM withdrawal charges UK.
  • Introductory interest rate of 3 percent is offered to new customers.
  • Customers have the benefit of £0 mthly charge from Santander.

Bank of Scotland Graduate Account

  • You get monthly overdraft charge of £0.
  • The current account has a £0 standing order expense.
  • Graduate Account offers an interest free overdraft year 3 of £1,000.
  • A £0 expense for copy of cheque is available.
  • Get £0 moneyback.
  • Get an interest rate free overdraft year 5 of £0 from the Graduate Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).