Bank of Scotland Cardcash (Youth)

Full product details for the Bank of Scotland Cardcash (Youth) current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Bank of Scotland Cardcash (Youth) Features & Benefits

Account Typehigh interest 
Monthly Charge£0There is no monthly service charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Interest Free Overdraft LimitnoneNo overdraft available.
Headline Interest Rate1.51%The headline interest rate is 1.51% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£10The minimum investment required to open this account is £10 for investors aged 16 and 17 years.
Internet BankingyesAs a Bank of Scotland account holder the customer can use Internet Banking to: - Check their account balances; - View their bank statements; - Transfer funds between accounts; - Pay all their bills; - View standing orders and direct debits.
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesCommission free travel money and travellers' cheques available.
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Compare Bank of Scotland Cardcash (Youth) With These Current Accounts

The Co-operative Bank Privilege Account

  • New customers get £0.00 overdraft letter charge.
  • New customers get £0 reward payment from the current account.
  • New customers can get £0 minimum extra deposit.
  • Benefit from 0 percent ATM withdrawal cost UK from The Co-operative Bank.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

First Direct 1st Account (with firstdirectory)

  • Moneyback of £0.
  • This current account gives a £0 minimum additional deposit.
  • £0 charge for copy of cheque is available with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Lloyds TSB Classic Account

  • Lloyds TSB gives cashback of £0.
  • Classic Account gives an unauthorised O/D rate of 19.28%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

HSBC Bank Account

  • Take advantage of 3 days cheque clearance time.
  • Benefit from £0 expense for copy of cheque from HSBC.
  • £1 minimum withdrawal is available with Bank Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).

Ulster Bank Student Account

  • You get £0 mthly unauthorised overdraft charge from this current account.
  • Customers get minimum withdrawal of £1.
  • This current account offers a max ATM withdrawal of £500.
  • You can enjoy average overdraft rate of 0%.
  • 5 initial free overdraft period on switching.
  • Mthly overdraft charge of £0 is available with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

The Co-operative Bank Cashminder

  • £0 minimum additional deposit is available to new customers.
  • A standing order fee of £0 is offered by The Co-operative Bank.
  • Mthly charge of £0 is offered with Cashminder.
  • You enjoy ATM withdrawal cost UK of 0 percent.
  • Available funds only withdrawal restrictions is available with Cashminder.
  • Customers will have the benefit of £0 direct debit amendment charge.