Bank of Ireland Clear Account - Level 3

Full product details for the Bank of Ireland Clear Account - Level 3 current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

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Bank of Ireland Clear Account - Level 3 Features & Benefits

Representative Example	if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).
Account Type	overdraft
Monthly Charge	£0	There is no monthly service charge.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Interest Free Overdraft Limit	none	An interest free overdraft facility is not available.
Standard Overdraft Rate	Unlimited	Bank of Ireland do not quote an authorised overdraft EAR.
Headline Interest Rate	0%	The headline interest rate is 0% AER.
Reward Payment	£0	No reward payment payable.
Minimum Investment	£0	There is no minimum investment required.
Internet Banking	yes	Internet banking is available 24 hours a day 365 days a year. The services available are as follows:- - Check account balance - Check transaction history - Pay Bills - Transfer funds to other accounts - Request a statement
Branch Banking	yes	This account can be operated through a branch.
Telephone Banking	yes	Telephone banking is available 24 hours a day 365 days a year. Callers may use either an automated service or a person to person service. The services available are as follows:- - Check account balance - Check transaction history - Pay Bills - Transfer funds to other accounts - Request a statement
Account Promotions	no	No free gifts or incentives offered.

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Compare Bank of Ireland Clear Account - Level 3 With These Current Accounts

Barclays Bank Account

£5,000 account transfer O/D limit is available to new customers.
Get a money back of £0 from this current account.
A 0% debit card payment worldwide is available.
The current account gives £0 authorised O/D charges.
You enjoy 0 percent unauthorised overdraft rate from the current account.
Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.

Smile Smilemore (Gadget)

International incl USA travel insurance area is offered to new customers.
New customers get £0 moneyback from the current account.
This current account offers a £0.00 overdraft letter charge.
£0 minimum extra deposit is offered.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Ulster Bank U First Gold Account

You enjoy 0% ATM withdrawal charges UK from this current account.
Get a max ATM withdrawal of £300.
Take advantage of an overdraft letter charge of £0.00.
New customers get £1,000 mobile telephone insurance limit from Ulster Bank.
£0 authorised overdraft charges is available with this current account.
Take advantage of a std overdraft rate of 10.5%.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

Lloyds TSB Vantage Silver Account

You get same day interest paid on withdrawals from Lloyds TSB.
Transaction charge of £0.
Have the benefit of a cheque clearance time of 4 days.
Lloyds TSB offers authorised O/D charges of £5 per mth.
Vantage Silver Account gives an account transfer O/D limit ul.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).

Lloyds TSB Private Banking Mayfair Current Account

Customers take advantage of £0.00 O/D letter charge from the Mayfair Current Account.
The Mayfair Current Account has a £0 purchase charge.
A £1 minimum withdrawal is offered.
Benefit from unlimited automatic O/D facility from Lloyds TSB Private Banking.
Customers can get 4 days cheque clearance time.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Lloyds TSB Graduate Bank Account

Get maximum ATM withdrawal of £300.
Customers get £2,000 max interest free overdraft from this Graduate Bank Account.
0% std overdraft rate is available.
Customers get £1,500 interest rate free overdraft year 2 from this Graduate Bank Account.
£0 direct debit fee.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Nationwide Cash Card Account

Customers get £0 purchase charge from Nationwide.
£0 direct debit set up expense is offered to you.
Have the benefit of an ATM withdrawal fee UK of 0 percent from this Cash Card Account.
Enjoy a standing order set up payment of £0 from this Cash Card Account.

Application Criteria
Joint Account	yes	This account accepts applications in more than one name.
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Minimum Contract Term	0 months	Not applicable.
Minimum Age	18 years	The minimum age is 18 years.
Maximum Age	Unlimited	There is no maximum age limit.
Minimum Income	£0	There is no minimum income required to open this account.
Minimum Investment	£0	There is no minimum investment required.
Maximum Investment	Unlimited	There is no maximum investment on this account.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	none	There are no area restrictions.