Alliance and Leicester Premier Direct Current Account

Full product details for the Alliance and Leicester Premier Direct Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Alliance and Leicester Premier Direct Current Account Features & Benefits

Account Typeoverdraft 
Monthly Charge£0There is no monthly service charge.
Minimum Monthly Credit£500A minimum of £500.00 credited to the account is required or a fee of £5 a month will be incurred .
Interest Free Overdraft Limit£2,000Maximum overdraft limit is £2000. No interest or usage fees on arranged overdrafts, for the first 12 months, from account opening, (not including customers who are moving from another Alliance & Leicester current account). After 12 months, the 0% overdraft continues, but a daily usage fee of 50p a day (up to £5 a month) applies, if the arranged overdraft is used. £2000 is the maximum overdraft limit and not an automatic limit.
Standard Overdraft RatenoneThe annual authorised overdraft rate is 0% EAR.
Daily Overdraft Charge£0.50No interest or usage fees on arranged overdrafts, for the first 12 months, from account opening, (not including customers who are moving from another Alliance & Leicester current account). After 12 months, the 0% overdraft continues, but a daily usage fee of £0.50 a day (up to £5 a month) applies, if the arranged overdraft is used. Maximum overdraft limit is £2,000.
Headline Interest Rate5%The headline interest rate is 5.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required, however interest is calculated from £1.
Internet Bankingyes 
Branch BankingnoBranch banking is not offered with this account, although withdrawals of over £250 can be made at a branch counter. No other transactions can be made at an Alliance & Leicester branch. Withdrawals can be made at a Post Office branch.
Telephone Bankingyes 
Account Promotionsyes 
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Lloyds TSB Classic Account

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Lloyds TSB Gold Account

  • This current account gives a payment for copy of cheque of £0.
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Yorkshire Bank Current Account Plus

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Halifax Reward Current Account => £1,000 per month

  • The current account gives a £0.00 overdraft letter charge.
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