Alliance and Leicester Premier Current Account
Full product details for the Alliance and Leicester Premier Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Alliance and Leicester no longer provide any current accounts. Compare current accounts from other providers, or use the options to the right.
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Alliance and Leicester Premier Current Account Features & Benefits
| Account Type | overdraft | |
| Monthly Charge | £0 | There is no monthly service charge. |
| Minimum Monthly Credit | £500 | A minimum of £500 credited to the account is required or a fee of £5 a month will be incurred |
| Interest Free Overdraft Limit | £2,000 | Maximum overdraft limit is £2000. No interest or usage fees on arranged overdrafts, for the first 12 months, from account opening, (not including customers who are moving from another Alliance & Leicester current account). After 12 months, the 0% overdraft continues, but a daily usage fee of 50p a day (up to £5 a month) applies, if the arranged overdraft is used. £2000 is the maximum overdraft limit and not an automatic limit. |
| Standard Overdraft Rate | none | The annual authorised overdraft rate is 0% EAR. |
| Daily Overdraft Charge | £0.50 | There is no monthly authorised overdraft administration fee for the first 12 months from account opening. Thereafter, there is a daily fee of £0.50 per day the account is overdrawn, capped at £5 per month. |
| Headline Interest Rate | 0.5% | The headline interest rate is 0.50% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required, however interest is calculated from £1. |
| Internet Banking | yes | Internet banking is available where the customer would be able to access their current and savings accounts online, plus receive total support from a 24 hour helpdesk. With Internet Banking the customer can: - Access their savings and current accounts online. - Make transfers between their current account and savings account. - View and cancel Direct Debits. - Set up, amend and cancel standing orders. - Pay bills and view statements. - Download statements. - Order cheque books, foreign currency and travellers cheques. |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | |
| Account Promotions | yes |
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Compare Alliance and Leicester Premier Current Account With These Current Accounts
First Trust Plus Current Account
- Get a money back of £0.
- The First Trust Plus Current Account has a £1 minimum withdrawal.
- New customers get same day interest rate paid on withdrawals from First Trust.
- 2 working days cheque deposit clearance time is available.
Northern Bank Northern Choice
- New customers will take advantage of £0 authorised O/D charges.
- Get £0 minimum additional deposit.
- The current account offers a 0.1 percent initial interest rate.
- Minimum withdrawal of £1 is available to new customers.
- You will get ul account transfer O/D limit.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).
Northern Bank Northern Freedom (Young Persons Account)
- 2 employment days cheque deposit clearance time.
- Get a max ATM withdrawal of £350 from this current account.
- The current account gives a £0 transaction charge.
- ATM withdrawal payment europe of £0 is available to new customers.
- Customers can get minimum withdrawal of £1.
- Debit card charge europe of 0% is offered with Northern Freedom (Young Persons Account).
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Smile Smilemore (Gadget)
- Benefit from an O/D letter charge of £0.00 from the Smilemore (Gadget).
- This Smile Smilemore (Gadget) has a 0% std overdraft rate.
- ATM withdrawal charges UK of 0 percent is offered to new customers.
- Smile gives interest rate free overdraft limit of £260.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Private Banking Mayfair Current Account
- Get an ATM withdrawal charge UK of 0 percent from this Mayfair Current Account.
- Get £1 minimum extra deposit from Lloyds TSB Private Banking.
- Benefit person in any car rescue cover.
- Get global incl USA travel cover area from Lloyds TSB Private Banking.
- Enjoy authorised O/D charges of £0.
- This current account has a travel cover maximum age of 79 yrs.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Barclays Graduate Additions
- Standing order expense of £0.
- Customers have the benefit of overdraft letter charge of £0.00.
- £3,000 interest rate free overdraft year 1 is offered with the current account.
- Reward payment of £0 is available with Graduate Additions.
- Get £0 monthly overdraft charge from Barclays.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
First Trust Graduate Bank Account
- £0 direct debit cost is offered to new customers.
- Get a cheque clearance time of 4 days from the current account.
- A stopped cheque cost of £0 is offered by First Trust.
- Get a debit card payment worldwide of 0 percent from the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Cash Account
- Direct debit amendment expense of £0 is offered.
- You enjoy 0% ATM withdrawal payment UK.
- Benefit from £0 mthly charge from Lloyds TSB.
- A £1 minimum withdrawal is offered.
- £0 minimum extra deposit is available with the current account.
