Full product details for the Alliance and Leicester Premier 21 current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
This product is no longer available...
Alliance and Leicester no longer provide any current accounts. Compare current accounts from other providers, or use the options to the right.
Maximum overdraft limit is £2000. No interest on arranged overdrafts, although a daily usage fee of 50p a day (up to £5 a month) applies, if the arranged overdraft is used. £2000 is the maximum overdraft limit and not an automatic limit.
Standard Overdraft Rate
none
The annual authorised overdraft rate is 0% EAR.
Daily Overdraft Charge
£0.50
There is a daily fee of £0.50 per day the account is overdrawn, capped at £5 per month.
Headline Interest Rate
5%
The headline interest rate is 5.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required, however interest is calculated from £1.
Internet Banking
yes
Internet banking is available where the customer would be able to access their current and savings accounts online, plus receive total support from a 24 hour helpdesk. With Internet Banking the customer can: - Access their savings and current accounts online. - Make transfers between their current account and savings account. - View and cancel Direct Debits. - Set up, amend and cancel standing orders. - Pay bills and view statements. - Download statements. - Order cheque books, foreign currency and travellers cheques.
Branch Banking
yes
This account can be operated at branch - limited access only.
Telephone Banking
yes
Account Promotions
yes
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customer Only
no
This account is not only available to existing customers.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
16 years
The minimum age to open this account is 16 years.
Maximum Age
20 years
The maximum age is 20.
Minimum Income
£0
There is no minimum income required to open this account.
Minimum Investment
£0
There is no minimum investment required, however interest is calculated from £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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