Compare Best Current Accounts 2012
Compare the best current accounts 2012 has available using our top current account comparison & find the best bank account 2012 can give you in minutes. Our UK current account 2012 comparison lists all the current accounts available from UK banks so you can be confident you'll find the best current bank account 2012 deals.
Search 241 current accounts.
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| Monthly Charge | Minimum Monthly Credit | Overdraft | Headline Interest Rate | Banking | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Free | Standard Rate | Standard Charge | Web | Branch | Tel | ||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Current Account Plus | £0 | £800 | £0 | 15.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable). A fee free overdraft of £200 is available. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Reward Current Account => £1,000 per month | £0 | £1,000 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Get £5 each month you pay in £1,000, whether you're in credit or overdrawn. | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander 123 Current Account | £2 | £500 | none | 0% | £1.00 per day | 3% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Bank Account | £0 | £0 | none | 19.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application. Fee free current account with the convenience of an overdraft. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Privilege Account | £9.50 | £0 | £200 | 12.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.9% EAR (variable). A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide FlexAccount | £0 | £0 | none | 18.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable). Free Multi-trip European insurance cover, Interest-free overdraft for 3 months, No monthly fee, Independently rated 5 star by Defaqto | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Select Silver Account | £8 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Select Account | £0 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Privilege Premier | £13 | £0 | £300 | 9.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). A £20 charge applies to customers arranging a formal overdraft above the £300 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
thinkbanking Card Account | £14.50 | £0 | n/a | n/a | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Innovative way to manage your money with a two account system. Free cash withdrawals. Part of the award winning fair banking foundation. | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Current Account Plus | £6.50 | £0 | £300 | 18.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Current Account < £1,000 per month | £0 | £0 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Fee-free switching overdraft for a limited period. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Advantage Gold | £12.95 | £0 | £100 | 19.49% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable). Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Additions Active | £15 | £0 | £300 | 18.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application. Includes a range of benefits for £15 per month | |||||||||||||||||||||||||||||||||||||||||||||||||
Lloyds TSB Business Account for Start-ups | £5 | n/a | none | variable | Unlimited | 0% | |||||||||||||||||||||||||||||||||||||||||||
18 months free day to day business banking subject to status (charges only apply after this period). | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Ultimate Reward Current Account => £1,000 per mth | £10 | £1,000 | £300 | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Business Current Account Free Automated Tariff | £5.50 | n/a | none | variable | Unlimited | 0% | |||||||||||||||||||||||||||||||||||||||||||
Starting business. Free business banking for up to two years, Ts&Cs apply. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Business Current Account | £6 | n/a | none | variable | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Setting up a new company or have been trading as a small business for less than a year? The start-up package could save over £900. Apply online or call 0333 355 9425 | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Business Current Account (Auto Free Tariff) | £3.75 | n/a | none | variable | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Setting up a new company or have been trading as a small business for less than a year? The start-up package could save over £900. Apply online or call 0333 355 9425 | |||||||||||||||||||||||||||||||||||||||||||||||||
Lloyds TSB Business Account for Switchers | £5 | n/a | none | variable | Unlimited | 0% | |||||||||||||||||||||||||||||||||||||||||||
6 months free day to day business banking subject to status (charges only apply after this period). | |||||||||||||||||||||||||||||||||||||||||||||||||
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Excellent and easy to understand Pamela |
Current Account Comparison
Alternative Current Accounts
You may want to compare the above current accounts with the following.
Halifax Cardcash (Youth)
- Customers get 0% ATM withdrawal expense UK from this Cardcash (Youth).
- Cash deposit clearance time of 1 employment day is offered.
- Get a BACS deposit clearance time of 1 working day from this Cardcash (Youth).
- You get £0 minimum additional deposit from the Cardcash (Youth).
- Limitless max high interest balance is available to you.
Nationwide FlexAccount
- Customers get minimum withdrawal of £1.
- You get £0 monthly charge from Nationwide.
- 3 months account transfer overdraft period is offered to customers.
- Debit card expense worldwide of 0% is available with the current account.
- Customers have the benefit of 0% ATM withdrawal payment UK.
- Nationwide gives minimum extra deposit of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable).
Northern Bank Northern Choice
- You can take advantage of authorised O/D charges of £0.
- 0.1 percent initial interest rate is available with the current account.
- New customers take advantage of limitless maximum high interest balance from this Northern Choice.
- This current account has 2 employment days cheque deposit clearance time.
- The Northern Bank current account has a reward payment of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).
Lloyds TSB Vantage Platinum Account
- Same day BACS deposit clearance time.
- The Lloyds TSB Vantage Platinum Account has a cover person in any car rescue cover.
- Travel insurance maximum age of 79 yrs is offered with this current account.
- Same day cheque deposit clearance time is available.
- This current account offers a minimum extra deposit of £1.
- 14.28 percent average overdraft rate.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
Smile Smilemore (Safeguard)
- Minimum withdrawal of £1 is available to customers.
- New customers get £500 automatic overdraft facility from this current account.
- Customers get 2 employment days cheque deposit clearance time from Smile.
- You can get £1,000 account transfer O/D limit.
- You get international incl USA travel insurance area from this current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Barclays Higher Education Account
- Get £0.00 overdraft letter charge from Barclays.
- Get 0 percent debit card cost worldwide.
- Get an interest free overdraft year 1 of £1,500.
- New customers get £0 purchase charge from Barclays.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Northern Bank Northern Current Account - Charity
- A minimum yearly turnover of £0 is available from Northern Bank.
- New customers get £350 max ATM withdrawal from Northern Bank.
- Get an account fee of £0.
- You get £1,000,000 max annual turnover from the current account.
- £0.00 coinage out per100 is available with Northern Current Account - Charity.
- £0 charge for telephone banking is available to new customers.
HSBC Bank Account Pay Monthly
- New customers get £0 cash back.
- Cheque clearance time of 3 days is available with Bank Account Pay Monthly.
- £0 minimum additional deposit is offered with Bank Account Pay Monthly.
- Customers get purchase charge of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).
