Compare Basic Bank Accounts with Debit Card

See how the best basic bank accounts with debit card facilities compare at a glance and find a basic debit card account that suits your needs in a matter of minutes. We make it easy to compare basic bank accounts with debit cards so you find a current account with debit card that you will get accepted for.
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Monthly ChargeCardDirect DebitHeadline Interest RateBanking 
DebitATMPrepaidWebBranchTel 
thinkbanking
Card Account
£14.500%
Innovative way to manage your money with a two account system. Free cash withdrawals. Part of the award winning fair banking foundation.
Tuxedo
Eccount
£100%
Basic Bank Account open to everyone, regardless of Bad Credit. No Credit Checks or Hidden Charges with Guaranteed Acceptance.
Barclays
Cash Card Account
£00%
Clydesdale Bank
Readycash Account
£00%
Halifax
Easycash
£00%
Lloyds TSB
Cash Account
£00%
Northern Bank
Northern Personal Access
£00%
Ulster Bank
Step Account
£00%
Yorkshire Bank
Readycash Account
£00%
Metro Bank
Cash Account
£00%
NatWest
Basic Account
£00%
RBS
Basic Account
£00%
Bank of Scotland
 
Cash Account
£00%
HSBC
Passport Bank Account
£80%
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Current Account Comparison

Alternative Current Accounts

You may want to compare the above current accounts with the following.

Barclays Premier Life Account

  • Minimum extra deposit of £0.
  • Get a purchase charge of £0.
  • This Barclays current account has a global incl USA travel cover area.
  • 14.9% std overdraft rate is available.
  • Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application

Halifax Cardcash (Youth)

  • You enjoy unlimited maximum high interest balance from Halifax.
  • £10 overdraft buffer limit.
  • £0 bankers draft payment is available.
  • This Halifax current account has 4 days cheque clearance time.
  • New customers can get 3 working days cheque deposit clearance time.

Smile Student Current Account

  • Get 4 days cheque clearance time from Smile.
  • You get interest free overdraft year 1 of £1,000.
  • Customers get same day interest rate paid on withdrawals.
  • The current account gives £2,000 rate free overdraft year 4.
  • Minimum withdrawal of £1 is available with Student Current Account.
  • Get an initial interest rate of 0.12 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Yorkshire Bank Student Account

  • Student Account offers an ATM withdrawal fee UK of 0 percent.
  • An overdraft letter charge of £0.00 is offered by Yorkshire Bank.
  • Rate free overdraft year 5 of £0 is offered with this current account.
  • £0 mthly unauthorised overdraft charge is available.
  • £0 mthly overdraft charge.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable).

Bank of Scotland Business Current Account (Bus Extra Tariff)

  • An account fee of £5 is available from Bank of Scotland.
  • New customers benefit from £0 charges for internet banking from Bank of Scotland.
  • Customers get limitless unauthorised O/D rate from the current account.
  • This current account offers a £0 daily overdraft charge.
  • Minimum annual turnover of £0 is available with Business Current Account (Bus Extra Tariff).
  • Bank of Scotland offers minimum withdrawal of £1.

Northern Bank Northern Business Access

  • New customers get minimum annual turnover of £0.
  • New customers can have the benefit of fee for telephone banking of £0.
  • Cheque clearance time of 5 days is offered with Northern Business Access.
  • Customers will benefit from expense for internet banking of £0.
  • The current account has a 22.13 percent unauthorised O/D rate.

State Bank of India Current Account

  • Get an account transfer O/D limit of £0 from this Current Account.
  • This current account gives a minimum extra deposit of £0.
  • Transaction charge of £0.
  • You have the benefit of £0 fee for copy of cheque from State Bank of India.
  • Monthly charge of £0 is available with Current Account.

Northern Bank Northern Freedom (Young Persons Account)

  • A purchase charge of £0 is offered by Northern Bank.
  • Enjoy a standard overdraft rate of 0 percent from this Northern Freedom (Young Persons Account).
  • ATM withdrawal charge europe of £0 is offered to you.
  • Northern Bank gives cheque deposit clearance time of 2 employment days.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).