The Co-operative Bank Current Account
Full product details for the The Co-operative Bank Current Account, including account details, application criteria, incentives, facilities, overdraft, rates and fee & charges. Apply online now.
 |  Compare The Co-operative Bank current account details against other current accounts or use our current account comparison tables.Did you know The Co-operative Bank also provide credit cards, loans, mortgages, savings, travel insurance, breakdown cover and prepaid cards? | ||
| Company: | The Co-operative Bank www.co-operativebank.co.uk | The Co-operative Bank www.co-operativebank.co.uk | The Co-operative Bank www.co-operativebank.co.uk |
| Product: | Current Account Plus | Current Account | Privilege Premier (Safeguard) Ex/C |
| details | details | details | |
| Apply via this site: |  | Not available | Not available |
| | | |
| Account Details | |||
 Headline Interest Rate: | 0% | 0% | 0% |
| Minimum Monthly Credit: | £1,000 | £0 | £0 |
| Minimum income: | £0 | £0 | £0 |
| Monthly Charge: | £0 | £0 | £13 |
| Interest Free O/D Limit: | £0 | £10 | £300 |
| Auth O/D Rate-APR/EAR: | 15.9% | 15.9% | 9.9% |
| Application Criteria | |||
| Minimum Investment: | £0 | £0 | £0 |
| Maximum Investment: | Unlimited | Unlimited | Unlimited |
| Minimum Age: | 18 | 16 | 18 |
| Maximum Age: | Unlimited | Unlimited | Unlimited |
| Existing Customer Only: |  | |  |
| Area Restrictions: | none | none | none |
| Transfer Assistance: | | | n/a |
| Incentives | |||
| Account Promotions: | | | |
| Incentive Cashback £: | £0 | £0 | £0 |
| Incentive Disc/Vouchers: | | | |
| Incentive Breakdown: | | | |
| Incentive Other Insurance: | | | |
| Incentive Savings Sweep: | | | |
| Incentive Other: | | | |
| Facilities | |||
| Internet Banking: | | | |
| Branch Banking: | | | |
| Telephone Banking: | | | |
| Post Office Banking: | | | |
| Standing Orders: | | | |
| Direct Debits: | | | |
| BACS Transfers: | | | |
| CHAPS Transfers: | | | |
| Bill Payment Service: | | | |
| Statement Frequency: | monthly | monthly | monthly |
| Min Additional Deposit: | Unlimited | Unlimited | Unlimited |
| Minimum Withdrawal: | Unlimited | Unlimited | Unlimited |
| Withdrawal Restrictions: | none | none | none |
| ATM Card: | | | |
| ATM Mini Statements: | | | |
| Max ATM Withdrawal: | £250 | £250 | £250 |
| Cheque Book: | | | |
| Cheque Guarantee Card: | £100 | £100 | £250 |
| Cheque Clearance Time: | 4 | 4 | 4 |
| Debit Card: | | | |
| Debit Card Type: | Visa | Visa | Visa |
| Passbook: | | | |
| Text Messaging Events: | | | |
| Text Mini Statements: | | | |
| Travel Ins Winter Sport: | | | |
| Overdraft | |||
| Overdraft Facility: | | | |
| Automatic O/D Facility: | £0 | £10 | £300 |
| Overdraft Buffer Limit: | £200 | £0 | £0 |
| Overdraft Arrangement Fee: | | | |
| Mthly Auth O/D Charge: | £0 | £0 | £0 |
| Unauth O/D Rate-APR/EAR: | 15.9% | 15.9% | 15.9% |
| Mthly Unauth O/D Charge: | £20 | £20 | £20 |
| Overdraft Letter Charge: | £0 | £0 | £0 |
| Rates | |||
| Rate Guarantee: | | | |
| Introductory Bonus: | 0% | 0% | 0% |
| Open-ended Bonus: | 0% | 0% | 0% |
| Non Standard Tiers: | | | |
| Gross AER - £1/£50: | 0% | 0% | 0% |
| Gross AER - £500: | 0% | 0% | 0% |
| Gross AER - £1,000: | 0% | 0% | 0% |
| Gross AER - £2,500: | 0% | 0% | 0% |
| Gross AER - £5,000: | 0% | 0% | 0% |
| Gross AER - £10,000: | 0% | 0% | 0% |
| Gross AER - £25,000: | 0% | 0% | 0% |
| Gross AER - £50,000: | 0% | 0% | 0% |
| Gross AER - £100,000: | 0% | 0% | 0% |
| Interest Variant: | | | |
| Fee & Charges | |||
| Free Banking: | | | |
| Standing Order Charge: | £0 | £0 | £0 |
| S/O Setting Up Charge: | £0 | £0 | £0 |
| S/O Amendment Charge: | £0 | £0 | £0 |
| S/O Cancellation Charge: | £0 | £0 | £0 |
| Unpaid S/O Charge: | £30 | £30 | £30 |
| Direct Debit Charge: | £0 | £0 | £0 |
| Debit card charge Europe: | 0% | 0% | 0% |
| D/D Setting Up Charge: | £0 | £0 | £0 |
| D/D Amendment Charge: | £0 | £0 | £0 |
| D/D Cancellation Charge: | £0 | £0 | £0 |
| Unpaid D/D Charge: | £30 | £30 | £30 |
| CHAPS Charge: | £25 | £25 | £25 |
| Stopped Cheque Charge: | £10 | £10 | £10 |
| Unpaid Cheque Charge: | £30 | £30 | £30 |
| Transaction Charge: | 0 | 0 | 0 |
| Unauth Transaction Fee: | £20 per day | £20 per day | £20 per day |
| ATM Withdrawal Charge: | £0 | £0 | £0 |
| ATM charge Europe: | 2% | 2% | 2% |
| A/c Transfers Int. Free: | | | |
| Bankers Draft Charge: | £10 | £10 | £10 |
| Bankers Reference Charge: | £10 | £10 | £10 |
| Copy Cheque Charge: | £5 | £5 | £5 |
| Duplicate Stat Charge: | £5 | £5 | £5 |
| Special Clearance Charge: | £10 | £10 | £10 |
| Forex fee % Europe: | 2.75% | 2.75% | 2.75% |
| Other Charges: | | | |
