Good4

63% of customers recommended from 35 ratings

Compare Lloyds Bank Private Banking Current Accounts

Lloyds Bank Private Banking Premier Current Account
Account Fee & Requirements
No monthly fee
Overdraft
£600 interest
& fee free, then 10.96% EAR
+ £6/month
Headline Interest
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 10.96% EAR (variable) + £6 per month.
Lloyds Bank Private Banking Mayfair Current Account
Account Fee & Requirements
£40 a month
Overdraft
Unlimited interest
& fee free9.9% EAR
Headline Interest
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable).
Lloyds Bank Private Banking Mayfair High Interest Cheque Account
Account Fee & Requirements
£40 a month
Overdraft
Unlimited interest
& fee free9.9% EAR
Headline Interest
0.75% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable).
Lloyds Bank Private Banking Flexible Current Account
Account Fee & Requirements
No monthly fee
Overdraft
-
Headline Interest
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged EAR (variable).

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Lloyds Bank Private Banking Current Account Reviews

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Excellent rating of the lloyds private banking current account

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by follyfoot

This account is very good if you require extra services as part of the package. You must be aware that you must hold a lot of money in your account and the charges are very high if you by accident fall below the limit. My bank manager asked me if I would like to have a private banking account. The customer service is excellent the managers often ring me to ask if I am happy with my account and if there is anything that they can do for me.

Free if you keep the limit in your account

Large fees if you by accident drop under the limit

by follyfoot, 1 month ago report review

LLoyds TSB Current Account

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by johnbr62

I've had a current account with Lloyds TSB for about twenty years. No real problems and hence no need to try and contact their customer services, so not really fully tested. The account upgrades need to be checked out as for example the AA vehicle emergency service sounds good but only covers relatively new vehicles, You can break down your monthly spend under different headings like mortgage, holiday fund, groceries etc but I find this quite time consuming and not very user friendly. It would be good to see what your annual expenditure on each of your chosen categories is but unless you archive them monthly you cannot do this. It is not done automatically. Lloyds are also very quick to charge interest for a minimal overdraw even though I have an gareed overdraft limit. On average I have over ?1000 in my account most of the time but recently overdrew just before payday and immedaitely received a ?5 fixed charge and an interest charge on to. Staff in the local bank and also with random phone calls want me to discuss my savings, morgage or insurance arrangements with them. I decline but they do not accept this politely. Internet access is fairly straight forward but still based on password and remembered word code.

Trouble-free account

Very low interest rate given on balance in account.

by johnbr62, 23 Feb 2012 report review

Lloyds value added account

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by ralphlester

Been with Lloyds for 40 years and always found the service from the local branches to be very good. The value added account means that I don't have to have separate home emergency protection, car breakdown cover, credit profile monitoring, mobile phone cover, or travel insurance. You can also add the Club Lloyds package to the account at no extra cost

by ralphlester, 4 weeks ago report review

Llloyds TSB Private Banking

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by elain60

Have been with them for over 40 years since leaving School. Like the fact I can go into my local Branch and speak with someone. Glad they are moving out of TSB

by elain60, 21 Jul 2013 report review

Interest earning current account with lots of benefits

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by south17

This account we pay a monthly fee of £12.75 but for that we get free travel insurance worldwide for both of us, breakdown cover on both cars and mobile phone insurance on both mobiles. Also if you keep between £5-£6 in the account you get 4%.

Super account and value for money

by south17, 19 Jul 2013 report review

Lloyds Mayfair Private Banking

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Mikis

Outstanding service with plenty of included perks, all of which we utilise and which in total would cost far more if purchased separately. Cost is ?40-/month, unless you invest a minimum of ?100k with Lloyds Asset Management. Offers an AMEX linked to Avios but it costs ?250-/annum although it does have a huge credit limit. I would suggest getting a BA AMEX; costs less and offers more miles/? spent. Customer service is 24/7/365 and during working hours is normally answered within 2 rings from the Mayfair Branch here in the UK!!! Out of hours is also a UK based call-centre. No problem is too small or too large, so if you are looking for Private Banking, I highly recommend Lloyds, but just be advised that if you do take the Lloyds AMEX, out of hours cannot help you with enquiries as Mayfair have introduced an increased level of security.

Customer Service & quality perks.

Pathetic interest on even large sums. Open a linked Savings A/c.

by Mikis, 23 Feb 2012 report review

worth more than gold

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by jennybe32

We Transferred to their Platinum account mainly because they offered free world wide travel insce for both of us and free AA cover for the car together with insce for our mobile phones. As my husband is over 75 the travel insce was particularly useful. We have had no need to contact for the travel section but have uused the AA breakdown service twice and it did not seem any better or worse than our old AA cover.

by jennybe32, 1 week ago report review

Lloyds TSB Private Banking Current Accounts

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by leobox

Excellent, easy to use service

by leobox, 19 Jul 2013 report review

classic current account at Lloyds

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by walke74

No charges, just works

by walke74, 28 Jun 2013 report review

Lloyds TSB Savings Accounts

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by sharp5

have not had any problems, they keep me well informed of products or changes

by sharp5, 27 Jun 2013 report review

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