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Good3.9(985 ratings)

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Reviewed by: kfin09

Having been with Lloyds Bank for several years, I would recommend them for numerous products. In my experienc...

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Does Lloyds Bank provide your current account?

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Compare Lloyds Bank Current Accounts

This comparison includes current accounts for this company.

sorted by:

Most popular

  • Most popular
  • Lowest account fee
  • Highest interest rate
Lloyds Bank Under 19s Account
Account fee & requirements
No monthly fee
Overdraft
-
Interest rate
2.5% AER (on up to £2,500)
Lloyds Bank Basic Account
Account fee & requirements
No monthly fee
Overdraft
£10 buffer
Interest rate
0% AER
Lloyds Bank Club Lloyds
Account fee & requirements
No monthly fee, pay in £1,500+ per month
Overdraft
£100 interest & fee free, then 19.94% EAR variable & £6 per month
Interest rate
Up to 4% AER (on up to £5,000)
As long as you pay £1,500 or more into your account each month, Lloyds will waive the £5 Club Lloyds monthly fee. If in any month you don't pay in this amount, you will need to pay the monthly fee.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable) + £6 per month.
Lloyds Bank Student Account
Account fee & requirements
No monthly fee
Overdraft
£2,000 interest free for up to 5 years
Interest rate
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 0% EAR (variable).
Lloyds Bank Club Lloyds Platinum Account
Account fee & requirements
£17 per month, pay in £1,500+ per month
Overdraft
£300 interest & fee free with a £10 buffer, then 17.28% EAR variable & £6 per month
Interest rate
Up to 4% AER (on up to £5,000)
This product is only available to existing customers.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 17.28% EAR (variable) + £6 per month.

Lloyds Bank current account reviews

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Does Lloyds Bank provide your current account?

Tell us what you think of them because it will help others.

24/11/14

Recommended

A bank that listens.

Having been with Lloyds Bank for several years, I would recommend them for numerous products. In my experience they have also been keen to listen and to try to tailor their products/accounts/services to meet my needs. My account manager regularly reviews my products and advises me where changes might be made to make my money go further.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

16/12/14

Recommended

Lloyds Bank Great service

Always helpful, good at resolving problems and accounts offer a lot for your money. Great options for those wanting to save money, like the option they provide called save the change! Save the change has helped me save plenty of extra money when I haven't been able to put large sums aside. Everytime you spend money on your debit card, if it falls short of the nearest pound, that extra bit is made up and sent to your savings account, savings soon build up!

Service and products are great, the student account helped me when I was studying by providing me with a free NUS card, excellent thing to have as a student! Discounts in so many places!

Great service and products

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10/12/14

Recommended

Lloyds customer service

There is a wide choice of accounts available which we have found useful. Our current account provides easy access. You can withdraw money from cash point machines or over the counter which is useful when you forget your pin number! The staff are helpful & polite. They explain banking procedures well. And double check what they are doing. (Always helpful)

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Lloyds current account

I have a Club current account because it pays a good rate of interest and has a link to a good monthly saver. It works for me because I can keep it adequately funded. I have no complaints about the branch or online service. It would be better if there was an online instant access savings account with a reasonable rate of interest which could be used in conjunction with the current account.

Good interest rate and service.

Lack of good instant access account

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

25/11/14

Recommended

Not bad for the High St

We have banked with Lloyds for over 20 years and have almost always received great service. The local branch staff are friendly and do their utmost to make your visit as smooth as possible. There are always staff on hand to help with any new machines that have been installed and nothing is too much trouble. Small gripe that customer advisors can be a little pushy but they are only doing their job at the end of the day and probably have the dreaded 'targets' to meet

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Lloyds Bank provide your current account?

Tell us what you think of them because it will help others.