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Good4(161 ratings)

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Reviewed by: jansmy

We have banked with them for 29 years and always found the staff very helpful and pleasant to deal with. Recen...

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Does Bank of Scotland provide your current account?

Tell us what you think of them because it will help others.

Compare Bank of Scotland Current Accounts

This comparison includes current accounts for this company.

sorted by:

Most popular

  • Most popular
  • Lowest account fee
  • Highest interest rate
Bank of Scotland Basic Account
Account fee & requirements
No monthly fee
Overdraft
£10 buffer
Interest rate
0% AER
Bank of Scotland Under 19s Account
Account fee & requirements
No monthly fee
Overdraft
-
Interest rate
1.5% AER (on up to £2,499)
Bank of Scotland Business Current Account (Bus Extra Tariff)
Account fee & requirements
£5 per month
Overdraft
-
Interest rate
0% AER
Bank of Scotland Vantage Classic Account
Account fee & requirements
No monthly fee, pay in £1,000+ per month
Overdraft
£25 interest & fee free with a £10 buffer, then 19.89% EAR variable & £6 per month
Interest rate
Up to 3% AER (on up to £5,000)
Representative Example: £25 interest and fee free overdraft, subject to status. If you then use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month.
Bank of Scotland Business Current Account (Electronic Bus Tariff)
Account fee & requirements
£5 per month
Overdraft
-
Interest rate
0% AER

Bank of Scotland current account reviews

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Does Bank of Scotland provide your current account?

Tell us what you think of them because it will help others.

16/12/14

Recommended

Fraud and borrowing

We have banked with them for 29 years and always found the staff very helpful and pleasant to deal with. Recently someone tried to hack into our account using my debit card number but they spotted it quickly and warned us and changed my card. When another attempt was made they contacted me and it was foiled. In the past we also had a business account with them and when we needed to borrow quite a large amount of money they made a decision in our favour very quickly

Friendly and welcoming

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

21/11/14

Recommended

Bank of Scotland Best for Me

I have seen many changes in the banking system since I moved from the Clydesdale Bank to the Bank of Scotland back in 1996. I have never regretted the move and am pleased with the location of the branches in my area, eg one is just down the road within easy walking distance. The staff are always friendly and helpful and I have many other products with them too.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19/10/14

Recommended

The Bank Of Scotland

Very friendly and brilliant service. It is a very good bank to have your accounts in, or even a credit card. They ask you a couple of questions of how you would like it but also keep you interested and not bored. It does have some bonuses but there could be more. I have had my account for quite a long time and probably have a lot, lot of customers. They are joined with Halifax but have took The Bank Of Scotland name and the Halifax logo. I would strongly recommend the Bank Of Scotland to other people as it is brilliant and does not let you down.

Brilliant Service

Give your more bonuses

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

13/11/14

Recommended

It's my very first current account in Scotland

Bank of Scotland was the only bank that let me open current account without work experience in Scotland. That's a great advantage. But beside that, current account in Bank of Scotland is not very attractive. It does not offer much to do in online account. For instance, you cannot view very sepcified statistics and filter different types of income in specified date.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22/10/14

Recommended

Bank of Scotland Review

Don't have a lot of experience with other banks as this is the only bank I have ever been with. Staff are always friendly and helpful, my company use this bank as well so I am in the bank quite often. I also get travel insurance, second opinion for medical care and AA breakdown cover with my card as well as special offers from time to time.

the holiday insurance & second opinion with bank card

Have a bit of an issue with PPI claim.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Bank of Scotland provide your current account?

Tell us what you think of them because it will help others.