Compare Poor Credit Credit Cards
Compare the best poor credit credit cards available in the UK at a glance and see which is the best credit card for your circumstances if you have an adverse credit history, perhaps with CCJs or a bad credit score. We take the hassle out of finding a poor credit credit card that you'll get accepted for.
Credit Card Approval Check
| Capital One Classic Visa Card | £0 | 56 days | 1% | £5 | £1,500 | 34.9% | |
| Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable. Capital One, Trent House, Station Street, Nottingham, NG2 3HX |
| Vanquis The Visa Card | £4,000 | 56 days | 4.5% | £5 | £1,000 | 39.9% | |
| Representative Example: Representative 39.9% APR variable. Based on £1,000 credit limit & annual purchase rate 39.94% p.a. variable. Suitable if you are new to credit, have had CCJs or have bad credit history. Can apply for up to £2,000 credit. |
| SAV Credit Ltd aqua card | £0 | 51 days | 1% | £5 | £1,600 | 32.9% | |
| Representative Example: The annual purchase rate is 32.9% p.a.(variable) so if you spend £1,200 your representative APR will be 32.9% (variable). Self-employed, have a new address, low or irregular income, CCJs (over 12 months old). |
| Granite Credit Card | £4,000 | 56 days | 3.5% | £10 | £500 | 34.9% | |
| Representative Example: The annual purchase rate is 35% p.a.(variable) so if you spend £500 your representative APR will be 34.9% (variable). |
| Rise Visa | £0 | n/a | 10% | £25 | £300 | 303% | |
| Representative Example: The annual purchase rate is 0% p.a.(variable) so if you spend £300 your representative APR will be 303% (variable)+£360 fee p.a |
| Aquis Visa Card | £0 | 56 days | 3.5% | £5 | £1,000 | 29.8% | |
| Representative Example: The annual purchase rate is 29.8% p.a.(variable) so if you spend £1,000 your representative APR will be 29.8% (variable). |
| Capital One Classic Extra | £10,000 | 56 days | 1% | £5 | £1,500 | 34.9% | |
| Representative Example: The annual purchase rate is 34.9% p.a.(variable) so if you spend £1,200 your representative APR will be 34.9% (variable). |
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Alternative Credit Cards
You may want to compare the above credit cards with the following.
- Minimum balance transfer fee of £0 is available.
- Have the benefit of an annual fee of £0.
- Limitless maximum intro balance transfer fee is offered to you.
- Balance transfer fee of 2.99 percent is offered.
- Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).
- Get 0.793% mthly purchase intro rate from Barclaycard.
- Balance transfer fee of 2.5%.
- Get £5,000 max purchase protection cover from Barclaycard.
- Enjoy £0 minimum intro balance transfer fee.
- New customers will get mthly balance transfer intro rate of 0%.
- Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 9.9% (variable).
- New customers take advantage of 5 months initial balance transfer window from this credit card.
- Bal transfer fee of 0 percent is offered to customers.
- A 15.9% purchase interest AER is available.
- Customers take advantage of 0 percent intro purchase rate.
- Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a
- New customers can take advantage of purchase interest AER of 13.9%.
- Get unlimited max intro balance transfer fee from Barclaycard.
- Get a representative APR of 13.9% from this credit card.
- New customers can get 2.9 percent balance transfer fee.
- Introductory balance transfer window of 60 days is offered to new customers.
- Representative Example: The annual purchase rate is 13.9% p.a.(variable) so if you spend £1,200 your representative APR will be 13.9% (variable).
- Enjoy 15.9 percent cash loan rate from Northern Bank.
- Customers can have the benefit of 0 percent intro balance transfer fee.
- Mthly purchase intro rate of 0%.
- 24/7 MasterCard offers an introductory balance transfer window of 5 months.
- New customers enjoy 5 months initial balance transfer window.
- Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
- You can enjoy initial balance transfer window of 90 days.
- 90 days initial balance transfer window is offered with Private Banking High Net Worth Credit Card.
- You get 27.9 percent cash loan rate.
- A £0 minimum initial balance transfer fee is available.
- Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a