Compare Gold & Platinum Cards

We help you to find the best credit card deals available in the UK whether you are looking for a gold credit card or a platinum credit card we make it easy to compare the best offers at a glance. Carry a card you can be proud of in your wallet and take your pick of the latest offers on gold credit cards & platinum credit cards today.

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	Balance Transfer Intro			Purchase Intro		Representative APR
	Rate	Duration	Fee	Rate	Duration	(Variable)
Barclaycard Platinum With BT (27 Mths)	0%	27 months	2.98%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). June offer: A refund reduces your fee from 3.90% to 2.98% (terms and conditions apply)
MBNA Everyday Credit Card	0%	18 months	1.99%	0%	8 months	12.9%
Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable). 0% on balance transfers for 18 months from the date your account is opened (1.99% handling fee). For this great rate your balance needs to be transferred within the first 60 days of your account opening
Barclaycard Platinum Purchase	0%	14 months	2.47%	0%	14 months	18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). June offer: A refund reduces your fee from 2.90% to 2.47% (terms and conditions apply)
NatWest Platinum Card (Online)	0%	26 months	2.65%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.95% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard Platinum With BT (26 Mths)	0%	26 months	2.47%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). Refund offer on the balance transfer fee, was 3.50% now 2.47% (terms and conditions apply)
Barclaycard Platinum Low BT Fee	0%	16 months	1.28%	0%	3 months	18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). June offer: A refund reduces your fee from 1.50% to 1.28% (terms and conditions apply)
NatWest Platinum Low Fee BT	0%	13 months	1%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.95% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
American Express Platinum Cashback Credit Card	---	---	---	14%	0 months	18.7%
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.7% (variable)+£25 fee p.a 5% cashback for first 3 months, then 1.5% thereafter.
RBS Platinum Low Fee BT	0%	13 months	1%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.95% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
RBS Platinum Card	0%	26 months	2.65%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.95% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard Platinum With BT (18 Mths)	0%	18 months	2.47%	0%	3 months	24.9%
Representative Example: The annual purchase rate is 24.9% p.a.(variable) so if you spend £1,200 your representative APR will be 24.9% (variable). June offer: A refund reduces your fee from 2.90% to 2.47% (terms and conditions apply)
Barclaycard Platinum 15 Month Low Rate Visa	2.9%	15 months	0%	0%	6 months	18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard High 5 Cashback Card	0%	9 months	2.9%	---	---	24.8%
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 24.8% (variable)+£24 fee p.a June offer: No annual fee for one year (was £24). T&Cs apply.
Lloyds TSB Platinum Purchase Card	0%	13 months	1%	0%	13 months	17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
NatWest Visa Low Rate Credit Card	2.9%	12 months	0%	0%	6 months	9.9%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 9.9% (variable).
Saga Platinum	0%	9 months	3%	0%	9 months	11.9%
Representative Example: The annual purchase rate is 11.3% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable). 0% foreign exchange fees on transactions worldwide.
Post Office Credit Card	0%	14 months	2.98%	0%	3 months	16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). 0% commission on purchases made overseas.
Lloyds TSB Platinum Purchase Card - Online	0%	13 months	1%	0%	13 months	17.9%
Representative Example: The annual purchase rate is 17.95% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Lloyds TSB Platinum Balance Transfer Card - 15 Mths	0%	15 months	1%	0%	3 months	17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
RBS Visa Low Rate Credit Card	2.9%	12 months	0%	0%	6 months	9.9%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 9.9% (variable).
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The Benefits of Getting a Gold Credit Card or a Platinum Credit Card

The best gold credit cards and the best platinum credit cards can be more than just a status symbol, they could offer a host of other rewards to make you life a little easier. Here’s how to find a platinum or gold card best suited to your needs.

If you’re looking for a card that bestows a certain prestige, perhaps isn’t available to everyone walking in off the street and comes with a selection of other benefits, a gold credit card or platinum credit card could be for you.

Traditionally a gold Visa credit card or a gold MasterCard credit card would be reserved for ‘top value’ customers and high earners and so reflected a certain financial status with the bank or card company.

These gold cards have now be joined by a host of platinum cards, such as the Amex platinum credit card, that offer equal prestige and also give the holder additional benefits such as concierge services, cash back and extended cash withdrawal limits.

While gold credit cards are now more readily available than in years gone by, they still represent a certain level of status to some people and can come with extra benefits compared to ‘ordinary’ credit cards.

As with other cards, finding the best gold or platinum credit card will depend on how you plan to use it.

For example, the most suitable options when it comes to the best platinum credit card purchases wise and the best platinum credit card balance transfers wise are likely to differ, and you’ll need to carefully consider the different features of each card to make sure you’re getting the best deal.

This also means that even if you were specifically looking for a gold or platinum credit card, you should compare the gold card cash back and rewards deals with others on the market to make sure you’re not missing out on a better card of a different colour!

Before you apply for any gold credit cards or platinum credit cards you also need to check you meet the application criteria. Although these cards are easier to get than they once were, you may still need a minimum income and a strong credit history to be accepted.

You can find the best gold credit card rewards and features using our gold credit card comparison table or our platinum credit card comparison table.

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