Compare Gold & Platinum Cards

We help you to find the best credit card deals available in the UK whether you are looking for a gold credit card or a platinum credit card we make it easy to compare the best offers at a glance. Carry a card you can be proud of in your wallet and take your pick of the latest offers on gold credit cards & platinum credit cards today.
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Search 242 credit cards.
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR
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Balance Transfer IntroPurchase IntroRepresentative APR  
RateDurationFeeRateDuration(Variable) 
Barclaycard
Platinum With BT (22 Mths)
0%
22
months
2.9%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
NatWest
Platinum Card (Online)
0%
20
months
2.9%0%
6
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
RBS
Platinum Card
0%
20
months
2.9%0%
6
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Barclaycard
Platinum Low BT Fee
0%
16
months
1.6%0%
3
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply).
Barclaycard
Platinum Purchase
0%
14
months
2.9%0%
14
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum With BT (21 Mths)
0%
21
months
2.6%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply).
Barclaycard
Platinum Simplicity
7.9%Unlimited0%7.9%
n/a
7.9%
Representative Example: The annual purchase rate is 7.9% p.a.(variable) so if you spend £1,200 your representative APR will be 7.9% (variable).
Lloyds TSB
Platinum MasterCard
0%
15
months
3%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Post Office
Platinum Card
0%
14
months
2.98%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
0% commission on purchases overseas
Saga
Platinum
0%
9
months
3%0%
9
months
11.9%
Representative Example: The annual purchase rate is 11.3% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).
0% foreign exchange fees on transactions worldwide.
American Express
 
Platinum Cashback Credit Card
n/a
n/a
n/a
14%
6
months
18.5%
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Introductory bonus - 5% cashback on the first £2,000 of purchases in your first three months.
Barclaycard
Gold Credit Card
0%
until
Sep 2012		2.5%19.9%
n/a
19.9%
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Barclaycard Freedom - Earn and redeem Reward Money in selected retailers.
Bank of Ireland
Gold MasterCard
0%
9
months
2.98%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Bank of Ireland
MoneyBack Gold MasterCard
0%
6
months
2.98%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Barclaycard
Flexi-Rate 10% Repay
0%
9
months
3%9.9%
n/a
9.9%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 9.9% (variable).
Barclaycard
Flexi-Rate 5% Repay
0%
9
months
3%12.9%
n/a
12.9%
Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Barclaycard
Flexi-Rate Min Repay
0%
9
months
3%16.9%
n/a
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Clydesdale Bank
Gold MasterCard
0%
16
months
3%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
The Co-operative Bank
 
Platinum Fixed Rate Credit Card
n/a
n/a
n/a
9.9%
n/a
12.9%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Coutts
Gold Card
n/a
n/a
n/a
14.7%
n/a
31.7%
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a
This product is only available to existing customers.
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money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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The Benefits of Getting a Gold Credit Card or a Platinum Credit Card

The best gold credit cards and the best platinum credit cards can be more than just a status symbol, they could offer a host of other rewards to make you life a little easier. Here’s how to find a platinum or gold card best suited to your needs.

If you’re looking for a card that bestows a certain prestige, perhaps isn’t available to everyone walking in off the street and comes with a selection of other benefits, a gold credit card or platinum credit card could be for you.

Traditionally a gold Visa credit card or a gold MasterCard credit card would be reserved for ‘top value’ customers and high earners and so reflected a certain financial status with the bank or card company.

These gold cards have now be joined by a host of platinum cards, such as the Amex platinum credit card, that offer equal prestige and also give the holder additional benefits such as concierge services, cash back and extended cash withdrawal limits.

While gold credit cards are now more readily available than in years gone by, they still represent a certain level of status to some people and can come with extra benefits compared to ‘ordinary’ credit cards.

As with other cards, finding the best gold or platinum credit card will depend on how you plan to use it.

For example, the most suitable options when it comes to the best platinum credit card purchases wise and the best platinum credit card balance transfers wise are likely to differ, and you’ll need to carefully consider the different features of each card to make sure you’re getting the best deal.

This also means that even if you were specifically looking for a gold or platinum credit card, you should compare the gold card cash back and rewards deals with others on the market to make sure you’re not missing out on a better card of a different colour!

Before you apply for any gold credit cards or platinum credit cards you also need to check you meet the application criteria. Although these cards are easier to get than they once were, you may still need a minimum income and a strong credit history to be accepted.

You can find the best gold credit card rewards and features using our gold credit card comparison table or our platinum credit card comparison table.

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