Compare Credit Card Transfers

Compare the best deals on credit card transfers at a glance and find the cheapest credit card to transfer your credit card balance to in a matter of minutes when you use our top 10 credit card transfers comparison table to compare the best balance transfer credit cards. Whether you're looking for no fees transfer deals or 0% balance transfer deals we take the hassle out of finding the best credit card.
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Balance Transfer IntroPurchase IntroRepresentative APR  
RateDurationFeeRateDuration(Variable) 
Barclaycard
Platinum With BT (22 Mths)
0%
22
months
2.9%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
£30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply)
Virgin
Balance Transfer Credit Card
0%
20
months
2.99%0%
3
months
16.8%
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).
Barclaycard
Platinum Low BT Fee
0%
17
months
1.6%0%
3
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply).
Virgin
All Round Credit Card
0%
16
months
1.99%0%
6
months
15.8%
Representative Example: The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable).
MBNA
Credit Card
0%
20
months
2.99%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Contactless Payments: You can now pay quickly and securely for purchases under £15 without entering your PIN.
Halifax
All in One Card MasterCard
0%
15
months
3%0%
15
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The APR and length of the promotional offer are dependent on your personal circumstances
Sainsbury's Bank
 
Sainsbury's Credit Card (Nectar Card Holders Only)
0%
12
months
3%0%
12
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Halifax
Balance Transfer Card
0%
22
months
3.5%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
You must have an annual income of £20,000 or more to apply
Virgin
Purchase Credit Card
0%
13
months
2.89%0%
13
months
18.9%
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum Purchase
0%
15
months
2.9%0%
15
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum With BT (21 Mths)
0%
21
months
2.6%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply).
Halifax
Balance Transfer Card 20/3
0%
20
months
3%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have an annual income of £20,000 or more to apply.
American Express
 
Platinum Cashback Credit Card
n/a
n/a
n/a
14%
n/a
18.5%
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Introductory bonus - 5% cashback in your first three months, max £100. £25 annual fee. Additional anniversary cashback each year.
Capital One
Classic Visa Card
n/a
n/a
n/a
34.9%
n/a
34.9%
Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.
Capital One, Trent House, Station Street, Nottingham, NG2 3HX
Play.com
Credit Card
0%
6
months
1.5%0%
9
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
1500 bonus PlayPoints awarded when you spend £150 on card purchases within 90 days of account opening.
Nationwide
Credit Card (Balance Transfer)
0%
20
months
3.1%0%
3
months
15.9%
Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Sainsbury's Bank
 
Sainsbury's Low Rate Credit Card
6.95%Unlimited0%6.95%
n/a
6.9%
Representative Example: The annual purchase rate is 6.9% p.a.(variable) so if you spend £1,200 your representative APR will be 6.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Sainsbury's Bank
 
Sainsbury's Nectar Credit Card
0%
15
months
3%0%
6
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card
NatWest
Platinum Card (Online)
0%
22
months
3.2%0%
6
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Sainsbury's Bank
 
Sainsbury's Gold Credit Card
n/a
n/a
n/a
9.9%
n/a
20.1%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.1% (variable)+£60 fee p.a
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Credit Card Comparison

Alternative Credit Cards

You may want to compare the above credit cards with the following.

Clydesdale Bank Gold MasterCard

  • This credit card gives an unlimited max intro balance transfer fee.
  • Gold MasterCard offers a representative APR of 16.9 percent.
  • Mthly balance transfer rate of 0.945% is available with Gold MasterCard.
  • £500 cash credit limit is offered with Gold MasterCard.
  • You will have the benefit of intro purchase rate of 0%.
  • £3 minimum balance transfer fee is available with this credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA Liverpool FC Card

  • Enjoy annual fee of £0.
  • A balance transfer fee of 5% is offered by MBNA.
  • Limitless cash credit limit.
  • Get a minimum balance transfer fee of £5 from this Liverpool FC Card.
  • A 0 percent introductory balance transfer rate is offered.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Smile Classic Visa (Current Account holders)

  • Minimum bal transfer fee of £0 is offered to new customers.
  • Monthly purchase intro rate of 1.313% is offered with Classic Visa (Current Account holders).
  • £0 annual fee is available with the credit card.
  • This Classic Visa (Current Account holders) has a purchase rate AER of 16.9%.
  • Get mthly balance transfer intro rate of 1.313%.
  • Mthly balance transfer rate of 1.313 percent is available with Classic Visa (Current Account holders).
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Northern Bank Standard MasterCard Credit Card

  • £0 over cut off point charge.
  • The credit card offers a 22.9 percent purchase interest rate AER.
  • New customers enjoy £0 minimum intro balance transfer fee from this credit card.
  • A 0 percent monthly purchase intro rate is available.
  • Representative Example: The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).

RBS Royalties Platinum Card Ex/C

  • 1.313 percent monthly balance transfer rate is available with Royalties Platinum Card Ex/C.
  • Unlimited max intro balance transfer fee.
  • New customers get 16.9 percent purchase rate AER.
  • Introductory purchase duration of 6 months is available to new customers.
  • Get an average balance transfer rate of 16.9 percent.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Capital One Progress MasterCard

  • This credit card gives a 2.21% mthly balance transfer rate.
  • Get a monthly balance transfer intro rate of 2.21% from this Progress MasterCard.
  • Monthly purchase intro rate of 2.21% is available with Progress MasterCard.
  • £1,500 balance transfer limit.
  • This credit card offers a minimum balance transfer fee of £0.
  • Get 3 percent bal transfer fee.
  • Representative Example: 29.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 29.94% p.a. variable.

Amazon Amazon.co.uk MasterCard

  • Initial balance transfer window of 60 days is offered.
  • Introductory balance transfer window of 60 days is available.
  • Get a minimum initial balance transfer fee of £3 from this credit card.
  • The credit card gives a monthly balance transfer intro rate of 1.4566%.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).