Virgin Purchase Credit Card

Full product details for the Virgin Purchase Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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0% PurchasesCashback & Rewards
Low Standard APR

Virgin Purchase Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration13 monthsIntroductory balance transfer rate applies for 13 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.89%Introductory balance transfer fee of 2.89% applied.
Intro Purchase Rate0%0.0% during introductory period.
Intro Purchase Duration13 monthsIntroductory purchase rate applies for 13 months.
Money TransfersyesMoney transfers are available with this credit card.
Intro Money Transfer Rate0%The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration13 monthsIntroductory rate applies for 13 months.
Intro Money Transfer Fee4%Introductory money transfer fee of 4% is applied.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR18.9%Representative APR is 18.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoThere is no travel reward programme.
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Compare Virgin Purchase Credit Card With These Credit Cards

ASDA Reward Credit Card

  • Customers can get balance transfer fee of 2.99%.
  • Applicants get unlimited max intro balance transfer fee from the Reward Credit Card.
  • ASDA offers mthly balance transfer rate of 1.3 percent.
  • New customers can benefit from 6 weeks intro balance transfer window.
  • Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).

M&S Credit Card

  • Credit Card offers a representative APR of 15.9 percent.
  • 15.9% purchase interest AER.
  • 1.24% mthly balance transfer intro rate.
  • An initial purchase duration of 15 months is available from M&S.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

NatWest Platinum Card (Online)

  • This credit card offers a £0 minimum bal transfer fee.
  • Applicants benefit from 22 months introductory balance transfer duration.
  • Benefit from a bal transfer fee of 0 percent from the credit card.
  • Intro purchase duration of 6 months is available with Platinum Card (Online).
  • 0% introductory purchase rate.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Sainsbury's Bank Sainsbury's Nectar Credit Card

  • Get a mthly balance transfer intro rate of 0% from the Sainsbury's Nectar Credit Card.
  • Sainsbury's Nectar Credit Card gives a minimum bal transfer fee of £3.
  • This Sainsbury's Bank Sainsbury's Nectar Credit Card has an intro balance transfer duration of 15 months.
  • Sainsbury's Nectar Credit Card gives an intro purchase duration of 6 months.
  • You can get 1.312% monthly balance transfer rate.
  • Representative APR of 16.9% is offered.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Nationwide Credit Card (Purchases)

  • 0.794 percent mthly balance transfer rate is available.
  • Average balance transfer rate of 10% is available with the credit card.
  • You get 0.794% monthly balance transfer intro rate.
  • Unlimited max intro balance transfer fee.
  • Get 15.9 percent representative APR.
  • Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

MBNA Worcester Warriors

  • MBNA offers cash advance rate of 27.9 percent.
  • New customers get minimum bal transfer fee of £5.
  • Get 1.4566 percent mthly balance transfer rate.
  • Benefit from free statement copies with the Worcester Warriors.
  • Have the benefit of an initial balance transfer window of 90 days.
  • Get a mthly balance transfer intro rate of 0%.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
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