Virgin Credit Card
0% on balance transfers for 15 months (a 2.98% handling fee applies) from the date your account is opened, and 0% on card purchases for 6 months from the date your account is opened. Typical rate 16.6% APR (variable). Plus discounts on other Virgin products & high street vouchers when you use your card.
 |  Compare Virgin Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Virgin Money www.virginmoney.com  | ||
| Product: | Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Type: | This item is only available as a Mastercard | ||
| APR - Purchases: | The typical APR is 16.6% (variable). | ||
| Intro Purchase Rate AER: | 0.0% during introductory period. | ||
| Duration of Purchases Rate: | 3 months | ||
| Balance Transfer AER: | The annual rate for balance transfers is 18.6%. | ||
| Duration of Balance Rate: | 16 months | ||
| Balance Transfer Fee (%): | 2.98% handling fee (minimum £3) applies. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | 2.98% handling fee (minimum £3) applies. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro BT Window Duration: | Balance transfers made within 60 days will receive the introductory offer associated with this card. | ||
| Rates | |||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme. | ||
| Other Incentives: | No other incentives available. | ||
| Shopping Reward Prog: | Access to discounts at high street stores, including Sainsbury's, Boots, House of Fraser, and Debenhams Guarantee to beat cardholder's existing car insurance or home insurance renewal quote (qualifying criteria apply - details at www.myvirginmoney.com) Discounts available at the following 10% off at Virgin Wines 1 month free with Virgin Active 1 month free with Virgin Media 10% off at Virgin Holidays 10% off at Virgin Trains 20% off at Virgin Experiences 10% off at Virgin Mobile 10% off at Virgin Vie at Home Half price flights at Virgin Balloon Flights Up to 10% off at Virgin Holidays Cruises | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | Transactions made in foreign currencies within Europe are charged a 2.99% fee. | ||
| Interest Charged from: | Interest is charged on all transactions, fees, other charges and interest starting on the transaction date and ending on the date the bill is payed in full. | ||
| Interest Free Period: | Up to 50 days interest free period. | ||
| Min Payment £: | The cardholder's minimum payment will be the full balance (if this is less than £25); or whichever is the greater of: £25; or the total of any payment protection cover charges, interest and default charges plus 1%. | ||
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| Products: | www.virginmoney.com Credit Cards | ||
