Virgin Credit Card

0% on balance transfers for 15 months (a 2.98% handling fee applies) from the date your account is opened, and 0% on card purchases for 6 months from the date your account is opened. Typical rate 16.6% APR (variable). Plus discounts on other Virgin products & high street vouchers when you use your card.unsecured mortgages savings
VirginCompareCompare Virgin Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables.
Company:Virgin Money
www.virginmoney.com
Virgin Money Credit Card
Product:Credit Card
 
Apply via this site:Apply
Card Details 
Card Issuer:The card is issued by MBNA.
Type:This item is only available as a Mastercard
APR - Purchases:The typical APR is 16.6% (variable).
Intro Purchase Rate AER:0.0% during introductory period.
Duration of Purchases Rate:3 months
Balance Transfer AER:The annual rate for balance transfers is 18.6%.
Duration of Balance Rate:16 months
Balance Transfer Fee (%):2.98% handling fee (minimum £3) applies.
Application Criteria 
Min Age (yrs):Minimum age for applicants is 18 years.
Min Income (£pa):There is no minimum income required.
Introductory Rates 
Intro Bal Tran Rate AER:The introductory rate for balance transfers is 0.0%.
Intro BalanceTfr Fee (%):2.98% handling fee (minimum £3) applies.
Max Bal Transfer Fee (£):Unlimited
Intro BT Window Duration:Balance transfers made within 60 days will receive the introductory offer associated with this card.
Rates 
Cash Advance AER:The annual interest rate for cash advances is 27.9%.
Benefits 
Cash-Back Reward:A cashback reward scheme is not available.
Air Miles:There is no travel reward programme.
Other Incentives:No other incentives available.
Shopping Reward Prog:
Access to discounts at high street stores, including Sainsbury's, Boots, House of Fraser, and Debenhams

Guarantee to beat cardholder's existing car insurance or home insurance renewal quote (qualifying criteria apply - details at www.myvirginmoney.com)

Discounts available at the following

10% off at Virgin Wines
1 month free with Virgin Active
1 month free with Virgin Media
10% off at Virgin Holidays
10% off at Virgin Trains
20% off at Virgin Experiences
10% off at Virgin Mobile
10% off at Virgin Vie at Home
Half price flights at Virgin Balloon Flights
Up to 10% off at Virgin Holidays Cruises
Fees & Charges 
Annual Fee (£):There is no annual fee.
International Charges %:Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Interest Charged from:Interest is charged on all transactions, fees, other charges and interest starting on the transaction date and ending on the date the bill is payed in full.
Interest Free Period:Up to 50 days interest free period.
Min Payment £:The cardholder's minimum payment will be the full balance (if this is less than £25); or whichever is the greater of: £25; or the total of any payment protection cover charges, interest and default charges plus 1%.
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Products:www.virginmoney.com Credit Cards
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