Virgin Credit Card

Full product details for the Virgin Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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243 credit cards...
All Virgin Credit CardsAll Virgin Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Virgin Credit Card Features & Benefits

Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration20 monthsIntroductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.99%Introductory balance transfer fee of 2.99% applied.
Intro Purchase Rate0%0.0% during introductory period.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR16.8%Representative APR is 16.8%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoThere is no travel reward programme.
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An absolutely fabulous website, especially now I am retired! Well done all of you clever people!
J Winters

Compare Virgin Credit Card With These Credit Cards

Bank of Ireland MoneyBack Standard MasterCard

  • Get a cash advance rate of 24.9% from this credit card.
  • The credit card gives a minimum introductory balance transfer fee of £0.
  • Introductory balance transfer fee of 2.98% is available with MoneyBack Standard MasterCard.
  • Applicants get cash advance limit of £700.
  • This Bank of Ireland credit card has 3 months intro purchase duration.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Coutts Gold Card

  • Have the benefit of cash advance rate of 14.7%.
  • 0 percent balance transfer fee is offered to applicants.
  • A £0 maximum balance transfer fee is offered.
  • Customers get monthly purchase intro rate of 1.15 percent.
  • Minimum balance transfer fee of £0 is available with this credit card.
  • You take advantage of std balance transfer rate of 14.7%.
  • Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a

First Direct Gold Visa

  • Get £5 minimum bal transfer fee from First Direct.
  • Get a monthly balance transfer intro rate of 0 percent from this Gold Visa.
  • Minimum introductory balance transfer fee of £5 is available with the credit card.
  • Customers can get initial balance transfer rate of 0 percent.
  • 1.315 percent monthly balance transfer rate is offered with this credit card.
  • Representative Example: The annual purchase rate is 17% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

First Trust Credit Card Option 1

  • 1.453 percent mthly purchase intro rate is offered with the credit card.
  • Customers get 18.9% standard balance transfer rate from First Trust.
  • New customers take advantage of £0 maximum balance transfer fee from this Credit Card Option 1.
  • Benefit from a cash loan rate of 18.9%.
  • Get a maximum cashback spend of £50,000 from this credit card.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

First Trust Credit Card Option 3

  • The First Trust Credit Card Option 3 has a £0 max balance transfer fee.
  • You get £0 minimum balance transfer fee from this Credit Card Option 3.
  • This credit card has a mthly balance transfer rate of 1.164%.
  • Applicants get 1.164% mthly balance transfer intro rate.
  • Get a mthly purchase intro rate of 1.164% from this Credit Card Option 3.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).

Thomas Cook Credit Card

  • Get mthly balance transfer rate of 1.527 percent.
  • Get 0 percent monthly purchase intro rate from Thomas Cook.
  • Applicants get 9 months intro balance transfer duration from the Credit Card.
  • New customers get monthly balance transfer intro rate of 0%.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).