Full product details for the Virgin Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.99%
Introductory balance transfer fee of 2.99% applied.
Intro Purchase Rate
0%
0.0% during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.8%
Representative APR is 16.8%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Virgin Credit Card With These Credit Cards
0 percent balance transfer fee is offered to applicants.
A £0 maximum balance transfer fee is offered.
Customers get monthly purchase intro rate of 1.15 percent.
Minimum balance transfer fee of £0 is available with this credit card.
You take advantage of std balance transfer rate of 14.7%.
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a