Virgin Credit Card
0% p.a. on balance transfers for 15 months (a 2.98% handling fee applies) from the date your account is opened, and 0% p.a. on card purchases for 3 months. Typical rate 15.9% APR (variable). Plus discounts from other Virgin companies when you use your card.
 |  Compare Virgin Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Virgin Money www.virginmoney.com  | ||
| Product: | Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | 2.98% handling fee (minimum £3) applies. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | 2.98% handling fee (minimum £3) applies. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 24.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme. | ||
| Other Incentives: | No other incentives available. | ||
| Shopping Reward Prog: | Discountsavailable at the following ' 10% off at Zavvi ' 10% off at Virgin Wines ' 1 month free at Virgin Active ' 10% off at Virgin Holidays ' 10% off at Virgin Trains' 20% off at Virgin Experience Days ' 10% off at Virgin Money Car, Home, Pet and Annual Travel Insurance ' 10% off at Virgin Mobile' 10% off at Virgin Vie at home ' Half price flights at Virgin Baloon Flights ' Up to 10% off at Virgin Holidays Cruises | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.99% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on all transactions, fees, other charges and interest starting on the transaction date and ending on the date the bill is payed in full. | ||
| Interest Free Period: | Up to 50 days interest free period. | ||
| Min Payment £: | If the balance shown on the cardholder's statement is less that £25, it will be the total amount of the statement balance; or if the balance shown on the statement is £25 or more, it will be whichever is the greater of £25; or the total of any Payment Protection Cover charges, interest and default charges plus £5. | ||
| Compare | |||
| Products: | www.virginmoney.com Credit Cards | ||
