Full product details for the Virgin Charity Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate
8.9%
The introductory rate for balance transfers is 8.9%.
Intro Balance Transfer Duration
Unlimited
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2%
Introductory balance transfer fee of 2.00% applied.
Intro Purchase Rate
12.9%
No introductory rate of interest available for purchases.
Money Transfers
yes
Money transfers are available with this credit card.
Intro Money Transfer Rate
8.9%
The introductory rate for money transfers is 8.9%.
Intro Money Transfer Duration
Unlimited
Introductory rate applies until transferred amount is paid off in full.
Intro Money Transfer Fee
4%
Introductory money transfer fee of 4% is applied.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I love to be able to shop for a bargain and this site is fab! I am very forgetful so the regular e-mails with new offers is great.
Mazzie
Great for info, very informative and very handy.
A. Stevenson
Fantastic layout of website enables ease of use, I especially like the free services that are offered including 'Money Saving Tips'.
Karen C. from Preston
Great useful offers.
Renee
Told me about deals I would not have heard about. Great stuff!
A good and cheerful looking website, easy to follow and a lot of good advice and information about a wide range of products.
Ray G.
This has helped considerably, I will have it on my faves for looking back at when deciding how to invest, thanks.
Gael
You provide excellent shopping vouchers and money off vouchers. The tips are also very good, informative and user friendly, well done!
E Pinnock
Useful ISA transfer info.
Can I just say how much I appreciate your emails keeping people informed. I read and digest avidly.
Anne C.
Compare Virgin Charity Credit Card With These Credit Cards