Virgin Balance Transfer Credit Card

Full product details for the Virgin Balance Transfer Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Virgin Balance Transfer Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration20 monthsIntroductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.99%Introductory balance transfer fee of 2.99% applied.
Intro Purchase Rate0%0.0% during introductory period.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Money TransfersyesMoney transfers are available with this credit card.
Intro Money Transfer Rate0%The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration20 monthsIntroductory rate applies for 20 months.
Intro Money Transfer Fee4%Introductory money transfer fee of 4% is applied.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR16.8%Representative APR is 16.8%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoThere is no travel reward programme.
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Great for info, very informative and very handy.
A. Stevenson

Compare Virgin Balance Transfer Credit Card With These Credit Cards

The Co-operative Bank Save The Children Standard

  • This credit card offers an intro purchase rate of 0%.
  • Enjoy 0% bal transfer fee from The Co-operative Bank.
  • Get 18.9 percent average balance transfer rate from The Co-operative Bank.
  • The Co-operative Bank gives introductory balance transfer rate of 0%.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

First Direct Visa Credit Card (Black)

  • A 24.8 percent cash credit rate is offered.
  • 1.53 percent monthly balance transfer rate is offered with the credit card.
  • You get 2.9 percent intro balance transfer fee.
  • You get £5 minimum balance transfer fee from this credit card.
  • You get 0 percent mthly balance transfer intro rate.
  • Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

Post Office Platinum Card

  • Bal transfer fee of 2.98% is available.
  • £0 minimum intro balance transfer fee is offered.
  • Get a maximum purchase protection cover of £2,500.
  • Mthly purchase intro rate of 0 percent is offered to you.
  • Customers get monthly balance transfer intro rate of 0%.
  • Get a monthly balance transfer rate of 1.313% from this credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank WaterAid Fixed Rate Platinum Visa

  • Cash advance rate of 11.9 percent is offered to customers.
  • This credit card offers a max balance transfer fee of £0.
  • 0.945% mthly balance transfer rate.
  • 11.9 percent purchase rate AER is offered with this credit card.
  • The Co-operative Bank offers minimum balance transfer fee of £0.
  • A max purchase protection cover of £3,500 is available from The Co-operative Bank.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Lloyds TSB Advance MasterCard

  • The credit card offers an intro balance transfer rate of 4.9 percent.
  • Get £0 yearly fee from Lloyds TSB.
  • The Lloyds TSB credit card has 6 months initial purchase duration.
  • Advance MasterCard gives a standard balance transfer rate of 11.9 percent.
  • 0 percent mthly purchase intro rate is offered to new customers.
  • You get 12 months introductory balance transfer duration from the credit card.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).

AllSaints All Saints MasterCard

  • Get 6 months intro purchase duration from AllSaints.
  • 0 percent mthly purchase intro rate is available to you.
  • 19 percent purchase interest rate AER.
  • Customers get mthly balance transfer intro rate of 1.46 percent.
  • Representative Example: The annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
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