Full product details for the Virgin Atlantic White Card Account (Visa) credit card. You'll earn 1 Flying Club mile for every £1 you spend on the American Express® Credit Card, and 1 Flying Club mile for every £2 you spend on the Visa Credit Card. Plus, you'll also get discounts with Virgin Holidays. Compare with other credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
6 months
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2%
Introductory balance transfer fee of 2.00% applied.
Intro Purchase Rate
17.9%
No introductory rate for purchases available.
Minimum Age
21 years
The minimum age for applicants is 21 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
yes
For every £2 spent, on American Express credit card, one Flying Club mile is awarded. Double points are earned for every spend direct with Virgin Atlantic or Virgin Holidays. 3,000 Flying Club miles with the first purchase (in conjunction with the Visa card). More information can be found at www.virginatlantic.com/flyingclub.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
21 years
The minimum age for applicants is 21 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
No History of Bankruptcy
yes
The applicant must not have a history of bankruptcy.
History of Managing Credit
yes
The applicant must have a history of managing credit.
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