Virgin Atlantic Black Card Account (Visa)

Full product details for the Virgin Atlantic Black Card Account (Visa) credit card. Two cards, one account. An American Express® Credit Card and a Visa Credit Card means more opportunities to earn Flying Club miles. Compare with other credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Card
Compare...
243 credit cards...
All Virgin Credit CardsAll Virgin Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Virgin Atlantic Black Card Account (Visa) Features & Benefits

Representative ExampleThe annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration6 monthsIntroductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window90 daysBalance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2%Introductory balance transfer fee of 2.00% applied.
Intro Purchase Rate18.9%No introductory rate for purchases available.
Minimum Age21 yearsThe minimum age for applicants is 21 years.
Minimum Income£0There is no minimum income required.
Annual Fee£140There is an annual fee of £140.00.
Representative APR47.2%Representative APR is 47.2%.
Cashback & Rewards Credit Cardyes 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesyesFor every £1 spent one Flying Club mile is awarded and two Flying Club miles for every £1 spent directly with Virgin Atlantic or Virgin Holiday. 6,000 Flying Club miles with the first purchase (in conjunction with the Amex card). More information can be found at www.virginatlantic.com/flyingclub.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Easy to follow and use. Thank you. Always useful topics as well.
Derek C.

Compare Virgin Atlantic Black Card Account (Visa) With These Credit Cards

Bank of Ireland MoneyBack Standard MasterCard

  • Get a purchase rate AER of 17.9% from this MoneyBack Standard MasterCard.
  • 0% monthly purchase intro rate is offered.
  • MoneyBack Standard MasterCard offers a monthly balance transfer rate of 1.385%.
  • MoneyBack Standard MasterCard offers a mthly balance transfer intro rate of 0%.
  • Get 0.5% minimum cash back rate from Bank of Ireland.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Clydesdale Bank Gold MasterCard

  • You will benefit from 0 percent intro balance transfer rate.
  • 3 months initial purchase duration is offered.
  • 0% intro purchase rate is available with the credit card.
  • 0.945 percent monthly balance transfer rate is offered.
  • The credit card has a £0 yearly fee.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

First Direct Visa Credit Card (Black)

  • An introductory balance transfer window of 2 months is available from First Direct.
  • Get an intro balance transfer rate of 0% from the credit card.
  • Benefit from a yearly fee of £0.
  • Intro balance transfer fee of 2.9%.
  • Customers enjoy 24.8% cash loan rate from First Direct.
  • Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

Ulster Bank Credit Card

  • Get 2.9 percent balance transfer fee from Ulster Bank.
  • 18.9% average balance transfer rate.
  • You get 3.9% intro balance transfer rate from Ulster Bank.
  • This Credit Card has 3 months intro purchase duration.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

The Co-operative Bank Oxfam Flat Rate

  • Enjoy cash loan charge of 0 percent.
  • £0 maximum balance transfer fee.
  • Customers get 1.019 percent monthly balance transfer intro rate from this Oxfam Flat Rate.
  • You can enjoy balance transfer fee of 0 percent.
  • Mthly balance transfer rate of 1.019% is available.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

NatWest Platinum Card (Online)

  • Get cash loan rate of 27.9%.
  • Applicants take advantage of 0 percent introductory purchase rate from this credit card.
  • £0 minimum balance transfer fee is available to customers.
  • Get unlimited max intro balance transfer fee from NatWest.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Northern Bank 24/7 MasterCard

  • Get an intro balance transfer fee of 0%.
  • The credit card offers a cash advance limit of £1,000.
  • Customers can take advantage of std balance transfer rate of 15.9%.
  • Minimum balance transfer fee of £0 is available with this credit card.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).