Full product details for the Virgin Atlantic Black Card Account (Visa) credit card. Two cards, one account. An American Express® Credit Card and a Visa Credit Card means more opportunities to earn Flying Club miles. Compare with other credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
6 months
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2%
Introductory balance transfer fee of 2.00% applied.
Intro Purchase Rate
18.9%
No introductory rate for purchases available.
Minimum Age
21 years
The minimum age for applicants is 21 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£140
There is an annual fee of £140.00.
Representative APR
47.2%
Representative APR is 47.2%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
yes
For every £1 spent one Flying Club mile is awarded and two Flying Club miles for every £1 spent directly with Virgin Atlantic or Virgin Holiday. 6,000 Flying Club miles with the first purchase (in conjunction with the Amex card). More information can be found at www.virginatlantic.com/flyingclub.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
21 years
The minimum age for applicants is 21 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
No History of Bankruptcy
yes
The applicant must have no history of bankruptcy.
History of Managing Credit
yes
The applicant must have a history of managing credit.
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