Virgin Atlantic Amex White Card from MBNA
0% p.a. balance transfer rate for 6 months from the date your account is opened (2% handling fee applies), typical rate 17.9% APR (variable), 1 Flying Club mile for every £1 spent or 2 Flying Club miles for every £1 spent direct with Virgin Atlantic plus 3,000 bonus miles on first spend.
 |  Compare Virgin Atlantic Amex White Card from MBNA details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Virgin Money www.virginmoney.com  | ||
| Product: | Atlantic Amex White Card from MBNA | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | 2% handling fee (minimum £3, maximum £50) applies. | ||
| Max Bal Transfer Fee (£): | 2% handling fee (minimum £3, maximum £50) applies. | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 17.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 17.9%. | ||
| Balance Transfer Fee (%): | 2% handling fee (minimum £3, maximum £50) applies. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 20.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | For every £1 spent, a Flying Club mile is awarded. Every month, the cardholder's statement will show the number of miles earned that month. These will then be automatically credited to their Flying Club account. To spend them, visit www.virginatlantic.com/flyingclub for more information. Double points are awarded for every £1 spent direct with Virgin Atlantic or Virgin Holidays. 3,000 Bonus Air Miles are awarded upon first spend. | ||
| Other Incentives: | No other incentives offered. | ||
| Shopping Reward Prog: | Complimentary round trip companion reward ticket: If, in a year, the cardholder spends more than £15,000 on card purchases, they'll get a complimentary round trip companion reward ticket the next time they book a qualifying flight with Virgin Atlantic. Premium Economy reward upgrades: Spend £10,000 each year, and receive a round trip Premium Economy reward upgrade the next time a qualifying reward flight in Economy is booked. This feature is available up to twice a year, every year. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.75% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on all transactions, fees, other charges and interest starting on the transaction date and ending on the date the bill is payed in full. | ||
| Interest Free Period: | Up to 46 days interest free period. | ||
| Min Payment £: | If the balance shown on the cardholder's statement is less that £25, it will be the total amount of the statement balance; or if the balance shown on the statement is £25 or more, it will be whichever is the greater of £25; or the total of any Payment Protection Cover charges, interest and default charges plus £5. | ||
| Compare | |||
| Products: | www.virginmoney.com Credit Cards | ||
