Full product details for the Virgin All Round Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 59 ratings
59 customers rated their Virgin credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
16 months
Introductory balance transfer rate applies for 16 months.
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
1.99%
Introductory balance transfer fee of 1.99% applied.
Intro Purchase Rate
0%
0.0% during introductory period.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Money Transfers
yes
Money transfers are available with this credit card.
Intro Money Transfer Rate
0%
The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration
16 months
Introductory rate applies for 16 months.
Intro Money Transfer Fee
4%
Introductory money transfer fee of 4% is applied.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
15.8%
Representative APR is 15.8%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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