Full product details for the Vanquis The Visa Card credit card. Suitable if you are new to credit, have had CCJs or have bad credit history. Can apply for up to £2,000 credit. Compare with other credit cards.
from 36 ratings
36 customers rated their Vanquis credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
Representative 39.9% APR variable. Based on £1,000 credit limit & annual purchase rate 39.94% p.a. variable.
Intro Purchase Rate
39.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£4,000
A minimum income of £4000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
39.9%
Representative APR is 39.9%.
Cashback & Rewards Credit Card
no
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£4,000
A minimum income of £4000 per annum is required.
Credit Rating
poor
Most suited to individuals who have a history of credit defaults, arrears, CCJs or missed payments. Credit cards designed for those with a poor credit rating tend to have a very low credit limit and are designed to be used for credit repair.
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Compare Vanquis The Visa Card With These Credit Cards
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0% mthly purchase intro rate.
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Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a