Vanquis The Visa Card

Full product details for the Vanquis The Visa Card credit card. Suitable if you are new to credit, have had CCJs or have bad credit history. Can apply for up to £2,000 credit. Compare with other credit cards.
from 36 ratings
36 customers rated their Vanquis credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Low Standard APR

Vanquis The Visa Card Features & Benefits

Representative ExampleRepresentative 39.9% APR variable. Based on £1,000 credit limit & annual purchase rate 39.94% p.a. variable.
Intro Purchase Rate39.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£4,000A minimum income of £4000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR39.9%Representative APR is 39.9%.
Cashback & Rewards Credit Cardno 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoThere is no travel reward programme available.
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Compare Vanquis The Visa Card With These Credit Cards

The Co-operative Bank Clear Visa Card

  • New customers get 12.9% cash credit rate from this credit card.
  • A minimum balance transfer fee of £0 is available from The Co-operative Bank.
  • Get a mthly balance transfer intro rate of 1.019 percent from this credit card.
  • Get a max balance transfer fee of £0 from the credit card.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

The Co-operative Bank RSPB Standard

  • Benefit from a yearly fee of £0.
  • An unlimited max intro balance transfer fee is offered.
  • RSPB Standard gives a minimum balance transfer fee of £0.
  • Introductory balance transfer rate of 0 percent is available with RSPB Standard.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

The Co-operative Bank Think Credit Card

  • Minimum bal transfer fee of £0 is available to you.
  • You get 0% monthly purchase intro rate from The Co-operative Bank.
  • Applicants enjoy 0% balance transfer fee.
  • Have the benefit of a cash advance rate of 17.2 percent from this Think Credit Card.
  • Yearly fee of £0 is offered with the credit card.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

HSBC Credit Card

  • Cash loan rate of 24%.
  • £300 cash credit limit.
  • New customers enjoy 0 percent introductory balance transfer rate from this credit card.
  • The Credit Card has an annual fee of £0.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Smile Classic Visa (non Current Account holders)

  • The credit card has a minimum bal transfer fee of £0.
  • Applicants get limitless max cashback spend from this credit card.
  • Get a bal transfer fee of 0% from the credit card.
  • A £0 max balance transfer fee is available.
  • The Classic Visa (non Current Account holders) credit card has a 0.25% minimum moneyback rate.
  • New customers get monthly purchase intro rate of 1.597%.
  • Representative Example: The annual purchase rate is 20.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.9% (variable).

Ulster Bank Gold MasterCard

  • This credit card has a standard balance transfer rate of 16.9%.
  • Take advantage of 0% intro purchase rate from Ulster Bank.
  • Ulster Bank gives balance transfer fee of 2.9%.
  • Applicants get introductory purchase duration of 6 months.
  • Monthly balance transfer rate of 1.313% is offered.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

HSBC Premier Credit Card

  • 11.9% standard balance transfer rate is available with this credit card.
  • Cash credit rate of 11.9% is available with Premier Credit Card.
  • Applicants get 0.945 percent mthly balance transfer rate from the credit card.
  • HSBC offers cash loan limit of £300.
  • Customers have the benefit of 9 months intro purchase duration from this Premier Credit Card.
  • The credit card has 9 months intro purchase duration.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).

Northern Bank Platinum Credit Card

  • Cash credit rate of 14.9%.
  • Get £0 minimum bal transfer fee.
  • Get a monthly balance transfer rate of 1.165 percent from this Platinum Credit Card.
  • 0% mthly purchase intro rate.
  • Get a max lost luggage cover of £2,500.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a