Ulster Bank Student MasterCard

Ulster Bank YourPoints:

1 point awarded for every £1 spend on purchases.

Points may be redeemed against flights, hotel accommodation, holidays, etc. available from the following partners:

ebookers.com
easyJet
Stenna Line
Aer Lingus

More details can be found at www.ulsterbank.co.uk/yourpoints.collapse

Credit Card Repayment Protector

To apply the applicant must be the principal cardholder between the age of majority and 64 years, permanently living and working in the UK, Channel Islands or the Isle of Man, have been in permanent paid employment, including self-employment, of at least 16 hours per week for the past six months or on statutory maternity leave.

Should the insured be unable to work for 14 consecutive days or more through an accident or sickness, or if they are registered as unemployed for 30 consecutive days or more and their claim is accepted, Credit Card Repayment Protector can repay 10% of the outstanding balance on the last statement before they became ill or were first advised they were to become unemployed.
Payments continue for each subsequent full month of continuous accident, sickness or unemployment up to 11 further payments by which time the original outstanding balance should have been cleared. Once they have received the maximum of 12 months benefit payments, they will not be able to claim again until they have returned to employment for a continuous period of at least six months.

If the insured die the outstanding balance on the last statement prior to their death should be cleared in full. If they die within 12 months of and solely and directly as a result of their sustaining Accidental Bodily Injury whilst the certificate is in force, their account will be credited with double that amount. There is a maximum limit of £7,500 in respect of death cover and £750 per month for any accident, sickness or involuntary unemployment claim.

A minimum charge of 15p will be made for outstanding balances of less than £20. Premiums are applied automatically and charged to the credit card account each month. (The premiums are including Insurance Premium Tax).

The life insurance is underwritten by Direct Line Life Assurance Company Limited. The accident, sickness and unemployment insurance is underwritten by UK Insurance Limited.collapse