Full product details for the The Co-operative Bank Think Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 34 ratings
34 customers rated their The Co-operative Bank credit card as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate
3.9%
The introductory balance transfer AER is 3.9%.
Intro Balance Transfer Duration
6 months
Introductory balance transfer offer applies for 6 months.
Intro Balance Transfer Window
ul months
Balances can be transferred at any time during the life of the card to receive the preferential balance transfer rate.
Intro Purchase Rate
0%
0.0% introductory rate for purchases available.
Intro Purchase Duration
3 months
The introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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