The Co-operative Bank RSPB Fixed Rate Platinum Visa Features & Benefits
(currently displaying summary information only)| Feature / Benefit | Summary | Details | Rating out of 5 | ||
|---|---|---|---|---|---|
| Card Details: | |||||
| Type of Card |  | Visa | This item is only available as a Visa card | ||
| Instant Online Decision | | yes | An instant online decision is available to applicants. | ||
| Application Criteria: | |||||
| Permanent UK Resident | | yes | This product is only available to individuals who are permanent UK residents. | ||
| Minimum Age | | 25 years | Minimum age for applicants is 25 years. | ||
| Minimum Income | | £25,000 | A minimum income of £25000 per annum is required | ||
| Standard Rates: | |||||
| Typical APR | | 11.9% | The typical APR is 11.9% p.a. |  | |
| Cash Advance Rate | | 11.9% | The annual interest rate for cash advances is 11.9%. | | |
| Benefits: | |||||
| Cashback & Rewards Credit Card | | no | no | ||
| Cashback Reward | | no | A cashback reward scheme is not available. | ||
| Reward Points | | no | No points scheme available. | ||
| Air Miles | | no | There is no travel reward programme available. | ||
| Shopping Rewards | | no | No shopping reward program available. | ||
| Choice of Card Design | | no choice | No choice of card design is available. | ||
| Payment Protection | | no | Payment Protection is not available, advice from a Co-operative Independant Financial adviser is available. | ||
| Travel Insurance Cover | | £100,000 | Travel Accident Insurance of £100,000 for spouse and dependants up to the age of 19 when travel product is purchased with the card | ||
| Lost Luggage Cover | | no | Lost luggage cover is not available | ||
| Fees & Charges: | |||||
| Annual Fee | | £0 | There is no annual fee. | | |
| Interest Free Period | | 46 days | Interest free period of up to 46 days. |  | |
| Minimum Repayment % | | 2% | The cardholder must pay at least 2% of the amount shown on the account statement as outstanding or £5 (whichever is greater). |  | |
| Minimum Repayment £ | | £5 | The cardholder must pay at least 2% of the amount shown on the account statement as outstanding or £5 (whichever is greater). |  | |
| International Charges | | 2.75% | Transactions made in foreign currencies within Europe are charged a 2.75% fee. | | |
| Late Payment Charge | | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. | | |
