The Co-operative Bank Platinum Fixed Rate Credit Card
Full product details for the The Co-operative Bank Platinum Fixed Rate Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 34 ratings
34 customers rated their The Co-operative Bank credit card as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate
9.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£25,000
A minimum income of £25000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
No travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£25,000
A minimum income of £25000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I love reading your articles.
Norah K
I find this site very relevant to my shopping needs. Keep up the good work!
Ailsa C.
Good site, very informative.
Good info for the beginner
Sunaina M
I love all the specials offers you find for me!
Kelly E.
Helpful ideas and clear links.
Lesley F.
Very good, a variety of offers.
Dorothy S.
Clear, succinct easy to use layout with some wonderful tips and bargains which otherwise would not normally be accessible to us peasants.
David W.
I like the simplistic approach to complex matters that money.co.uk expounds in its e-mail, very helpful over the years.
Absolutely great site, so many deals in an easy-read layout. Well done money.co.uk!
Compare The Co-operative Bank Platinum Fixed Rate Credit Card With These Credit Cards
The credit card gives a £0 max balance transfer fee.
Maximumtravel delay cover of £200.
The Sainsbury's Finance Sainsbury's Gold Credit Card has a cash loan rate of 24.9 percent.
Take advantage of cash credit charge of £0.
Cash advance charge of 0% is available with Sainsbury's Gold Credit Card.
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.1% (variable)+£60 fee p.a