Full product details for the The Co-operative Bank Clear Visa Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 34 ratings
34 customers rated their The Co-operative Bank credit card as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate
12.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare The Co-operative Bank Clear Visa Card With These Credit Cards
Get a maximum purchase protection cover of £20,000 from this credit card.
American Express offers representative APR of 34.5%.
Cash loan rate of 28 percent is offered with this credit card.
Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a
You get 0.869% mthly purchase intro rate from Lloyds TSB Private Banking.
You get representative APR of 54.7%.
0 percent mthly balance transfer intro rate.
The credit card has limitless max intro balance transfer fee.
Lloyds TSB Private Banking offers minimum initial balance transfer fee of £0.
£0 minimum balance transfer fee is available with Private Banking High Net Worth Credit Card.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a