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Tesco Bonus Credit Card
Last Updated 4 Jul 2008
0% on balance transfers for 13 months AND 0% on purchases for 3 months. 2.5% balance transfer fee. Typical 14.9% APR variable. Plus it calculates how much interest you\\\\\\\'ve paid over the year, then gives you back 1/12th of what you\\\'ve paid.
 |  Compare Tesco Bonus Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables.. | ||
| Company: | Tesco Personal Finance www.tescofinance.com  | ||
| Product: | Bonus Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Royal Bank of Scotland. | ||
| Type: | Visa | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | Minimum income required is £5000 p.a. | ||
| Introductory Rates | |||
| APR - Intro Balance Trans: | The introductory rate for balance transfers is 0% APR. | ||
| Duration of Bal Rate: | Introductory balance transfers rate applicable for 13 months. | ||
| Intro BalanceTfr Fee (%): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| Max Bal Transfer Fee (£): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| APR - Intro Purchases: | The introductory rates for purchases is 0%. | ||
| Duration of Purchase Rate: | Introductory rate for purchases applies for 3 months. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 15.9%. | ||
| APR - Balance Transfers: | The annual rate for balance transfers is 17.1%. | ||
| Balance Transfer Fee (%): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| APR - Cash Advances: | The annual interest rate for cash advances is 24.9%. | ||
| Benefits | |||
| Cash-Back Reward: | Cardholders receive a reward of 1/12th of the interest they have incurred over the year on each anniversary of opening the account. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Interest Payment Back Each year Tesco will work out how much interest the cardholder has paid and then give them back the average monthly payment. Fraud Safe Active monitoring of the card. Tesco will contact the cardholder if they become suspicious that someone is using their card or card details. The cardholder will not have to pay if they are an innocent victim of credit card fraud. If a transaction using the card details has been carried out on the internet without the card holders knowledge they will not be liable. There is a 24 hour helpline if the cardholder suspects fraud on their card. The cardholder can set up a password that they can use when shopping at Tesco.com and other participating online retailers so only they can buy with their card. Free Overseas Emergency Assistance If the card is lost or stolen whilst the cardholder is abroad, Tesco will ensure that they get a free replacement as soon as possible, (normally within 48 hours). Tesco will also provide a cash advance to tide the cardholder over. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee for this card. | ||
| International Charges %: | For foreign currency transactions there is an extra charge of2.75% of the value of the transaction. | ||
| Interest Charged from: | For any purchases, balance transfers and advances Tesco will charge interest, from the date of the transaction, on the amount of the transaction. For any cheques, Tesco will charge interest, from the date the transaction is charged to the account, on the amount of the transaction. | ||
| Interest Free Period: | Up to 56 days interest free credit. | ||
| Min Payment £: | The cardholder must pay at least 3% of the amount shown on the account statement as outstanding or £5 (or the full amount if less than £5). | ||
| Compare | |||
| Products: | www.tescofinance.com Credit Cards | ||
