Smile Gold Visa (Current Account holders)

Full product details for the Smile Gold Visa (Current Account holders) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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10 customers rated their Smile credit card as 4.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Smile Gold Visa (Current Account holders) Features & Benefits

Representative ExampleThe annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate12.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£25,000A minimum income of £25000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR12.9%Representative APR is 12.9%.
Cashback & Rewards Credit Cardno 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Compare Smile Gold Visa (Current Account holders) With These Credit Cards

Barclaycard Platinum Simplicity

  • Cash advance limit of £500 is offered.
  • Mthly purchase intro rate of 0.639 percent is offered.
  • New customers can get introductory balance transfer window of 60 days.
  • Intro balance transfer fee of 0 percent is available with the credit card.
  • Representative Example: The annual purchase rate is 7.9% p.a.(variable) so if you spend £1,200 your representative APR will be 7.9% (variable).

The Co-operative Bank Clear Visa Card

  • 12.9% purchase interest AER is offered with the credit card.
  • New customers enjoy 0 percent balance transfer fee from this credit card.
  • Maximum balance transfer fee of £0 is offered with Clear Visa Card.
  • 1.019 percent mthly purchase intro rate is offered to new customers.
  • Get 12.9% representative APR.
  • Get £0 minimum balance transfer fee.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

The Co-operative Bank Help the Aged Standard Visa

  • Get a monthly balance transfer rate of 1.456 percent from this Help the Aged Standard Visa.
  • 6 months initial balance transfer duration is offered.
  • Get mthly purchase intro rate of 0 percent.
  • 0% balance transfer fee is available with Help the Aged Standard Visa.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

The Co-operative Bank Think Credit Card

  • This Think Credit Card has 3 months introductory purchase duration.
  • £0 yearly fee.
  • Customers get 0.323 percent mthly balance transfer intro rate from this Think Credit Card.
  • 6 months introductory balance transfer duration is offered.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Ulster Bank Credit Card

  • Get an intro balance transfer fee of 2.9% from the Credit Card.
  • Annual fee of £0 is offered with this credit card.
  • Introductory purchase duration of 3 months is available with this credit card.
  • 2.9% bal transfer fee is offered to new customers.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Halifax Student MasterCard

  • Get £300 cash loan limit.
  • Customers take advantage of £0 yearly fee from the Student MasterCard.
  • New customers can get purchase rate AER of 17.9%.
  • A 17.9% initial purchase rate is offered.
  • The credit card gives a 17.9% representative APR.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

MBNA United Mileage Plus American Express Credit Card

  • Get an intro purchase duration of 3 months.
  • 4% introductory balance transfer fee.
  • A cash loan rate of 27.9% is offered by MBNA.
  • 1.4566 percent mthly balance transfer rate is available with the credit card.
  • A 0% intro balance transfer rate is offered.
  • Have the benefit of free statement copies with the credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Virgin Charity Credit Card

  • 60 days initial balance transfer window is available.
  • Charity Credit Card gives a yearly fee of £0.
  • Take advantage of free statement copies with this Charity Credit Card.
  • Get introductory balance transfer rate of 8.9 percent.
  • The credit card gives limitless maximum cashback spend.
  • Limitless cash credit limit is offered to applicants.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).