Full product details for the Smile Gold Visa (Current Account holders) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 10 ratings
10 customers rated their Smile credit card as 4.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate
12.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£25,000
A minimum income of £25000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£25,000
A minimum income of £25000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Useful ISA transfer info.
I found your guides very useful!
Helpful ideas and clear links.
Lesley F.
Superb site, it always help to find good deals in town and save time. Thanks
Kaiser E
Your tips are really useful and interesting...also consumer-friendly, a rare element in this day and age.
Useful and easy to follow.
Claudia
Great Site, good advice and offers.
Love the new lay out, quick and easy to use. The deals are great thank for hunting the down for us. Keep up the great work.
Kimberley Y.
Excellent information. Informative and concise - keep up the good work!
Adrian
Excellent site.
Charlotte
Compare Smile Gold Visa (Current Account holders) With These Credit Cards