Smile Classic Visa (non Current Account holders)

Full product details for the Smile Classic Visa (non Current Account holders) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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10 customers rated their Smile credit card as 4.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Smile Classic Visa (non Current Account holders) Features & Benefits

Representative ExampleThe annual purchase rate is 20.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.9% (variable).
Intro Purchase Rate20.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR20.9%Representative APR is 20.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Good site. Gave me a lot of useful information.
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Compare Smile Classic Visa (non Current Account holders) With These Credit Cards

Bank of Ireland MasterCard Credit Card

  • This credit card gives a 0 percent initial purchase rate.
  • Customers get £700 cash credit limit.
  • Applicants get 0 percent monthly purchase intro rate from the credit card.
  • Customers get 24.9 percent cash advance rate from the MasterCard Credit Card.
  • A £0 minimum bal transfer fee is available.
  • Take advantage of free statement copies with the Bank of Ireland credit card.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Bank of Ireland MoneyBack Standard MasterCard

  • Enjoy 90 days intro balance transfer window.
  • Bank of Ireland offers mthly balance transfer rate of 1.385%.
  • Get average cashback rate of 0.5%.
  • MoneyBack Standard MasterCard offers a minimum moneyback rate of 0.5 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Bank of Scotland All in One Card

  • Initial balance transfer window of 90 days is available with the credit card.
  • Get 17.9 percent standard balance transfer rate.
  • Intro balance transfer window of 90 days.
  • A minimum introductory balance transfer fee of £3 is offered by Bank of Scotland.
  • Customers get 0 percent mthly purchase intro rate from Bank of Scotland.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

MBNA Tottenham Hotspur FC Card

  • £0 annual fee is available with this credit card.
  • 0% initial balance transfer rate is available with Tottenham Hotspur FC Card.
  • Minimum initial balance transfer fee of £3 is available.
  • MBNA offers mthly purchase intro rate of 0 percent.
  • Tottenham Hotspur FC Card offers an intro balance transfer duration of 12 months.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Woodland Trust Flat Rate

  • New customers enjoy £0 max balance transfer fee from the Woodland Trust Flat Rate.
  • Customers get £0 minimum balance transfer fee from this credit card.
  • Balance transfer fee of 0 percent is available to applicants.
  • A 12.9 percent purchase interest rate AER is offered.
  • Applicants get £0 annual fee.
  • Get a monthly purchase intro rate of 1.019%.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

MBNA Dog's Trust

  • You can get 3 months introductory purchase duration.
  • MBNA gives introductory balance transfer window of 90 days.
  • Limitless maximum intro balance transfer fee.
  • Intro balance transfer window of 90 days is available with the credit card.
  • Get 27.9 percent cash advance rate from MBNA.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

NatWest Private Banking Credit Card

  • Introductory purchase rate of 0% is available.
  • Get 14.9 percent standard balance transfer rate from NatWest.
  • NatWest gives purchase interest AER of 14.9 percent.
  • Take advantage of £0 annual fee.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).

Halifax Clarity Credit Card (Online)

  • A cash loan rate of 12.9 percent is available from Halifax.
  • Get 1.017 percent monthly purchase intro rate.
  • Applicants take advantage of £0 cash advance charge.
  • 12.9 percent purchase interest rate AER.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).