Smile Classic Visa (Current Account holders)

Full product details for the Smile Classic Visa (Current Account holders) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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10 customers rated their Smile credit card as 4.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Low Standard APR

Smile Classic Visa (Current Account holders) Features & Benefits

Representative ExampleThe annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Purchase Rate16.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR16.9%Representative APR is 16.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Good info for the beginner
Sunaina M

Compare Smile Classic Visa (Current Account holders) With These Credit Cards

The Co-operative Bank Greenpeace Standard Visa

  • Monthly purchase intro rate of 0%.
  • Benefit from an initial purchase duration of 6 months from this credit card.
  • Get 1.456 percent mthly balance transfer rate from The Co-operative Bank.
  • You can enjoy £0 maximum balance transfer fee.
  • Limitless maximum intro balance transfer fee.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

The Co-operative Bank Help the Aged Standard Visa

  • Customers will get std balance transfer rate of 18.9 percent.
  • New customers get £0 minimum balance transfer fee from the Help the Aged Standard Visa.
  • The Co-operative Bank offers intro balance transfer rate of 0 percent.
  • Get a cash loan rate of 25.9 percent from this credit card.
  • 1.456 percent mthly balance transfer rate.
  • Limitless max intro balance transfer fee is offered to applicants.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Debenhams MasterCard

  • Get an introductory balance transfer rate of 0 percent.
  • Customers get mthly purchase intro rate of 1.527 percent.
  • The credit card offers an intro balance transfer window of 6 wks.
  • 28.8 percent cash loan rate is offered with this credit card.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

First Trust Credit Card Option 1

  • An average cashback rate of 0.5% is offered by First Trust.
  • Benefit from 0% bal transfer fee from First Trust.
  • The First Trust Credit Card Option 1 has a std balance transfer rate of 18.9%.
  • Applicants can get monthly balance transfer intro rate of 1.453 percent.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

HSBC Credit Card

  • Applicants benefit from intro balance transfer rate of 0 percent.
  • Customers get 0% mthly purchase intro rate.
  • Cash credit rate of 24 percent is available with the credit card.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Ulster Bank Gold MasterCard

  • Get a cash credit limit of £300.
  • This credit card gives an introductory purchase duration of 6 months.
  • Get an initial balance transfer fee of 2.9 percent from this credit card.
  • Introductory balance transfer duration of 12 months is available with this credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Flybe Credit Card

  • Standard balance transfer rate of 19 percent is available with this credit card.
  • Mthly purchase intro rate of 1.46 percent is offered with this credit card.
  • Get £300 cash credit limit from Flybe.
  • Unlimited max intro balance transfer fee is offered with the credit card.
  • Representative Example: The annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

RBS Royalties Platinum Card Ex/C

  • Intro balance transfer fee of 2.9 percent is available to applicants.
  • This RBS Royalties Platinum Card Ex/C has a £0 yearly fee.
  • A 0% initial purchase rate is offered.
  • 20 months intro balance transfer duration is offered.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).