Full product details for the Santander Zero Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window
1 months
Balance transfers made within 1 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Balance transfers are charged 3.00% (minimum £5.00) per transaction. If the customers has a Santander UK plc or Alliance and Leicester plc Current Account or Mortgage the balance transfer will be 0% minimum £0 for the first 3 months of opening the account and 3% thereafter.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£7,500
Minimum income required £7500.
Annual Fee
£0
There is no annual fee.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
There is no charge for transactions made in foreign currencies within Europe.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£7,500
Minimum income required £7500.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Santander Zero Credit Card With These Credit Cards
Representative APR of 34.5% is offered to applicants.
Mthly purchase intro rate of 1.53 percent is available.
28% cash advance rate is offered with Starwood Preferred Guest Credit Card from AMEX.
£20,000 maximum purchase protection cover.
Get purchase interest rate AER of 20 percent.
Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a