Full product details for the Santander Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 53 ratings
53 customers rated their Santander credit card as 3.6 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
Introductory rate for balance transfers is 0.0%
Intro Balance Transfer Duration
17 months
Introductory balance transfer rate applies for 17 months.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied. Balance transfers are charged 3.00% (minimum £5.00) per transaction. If the customers have a Santander UK plc Current Account, Investment or Mortgage the balance transfer will be 0% minimum £0 for the first 3 months of opening the account and 3% thereafter.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£7,500
A minimum income of £7500 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£7,500
A minimum income of £7500 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Great site with everything under one roof! Don't need to do so much surfing....
Debbie
Great for keeping up to date with money saving tips and offers. I love it.
Great useful offers.
Renee
Always something interesting.
Carla
Good,clear website. Always has something new, and reminds us of the good, the bad and the ugly,
Barratt
Easy to follow and informative.
David S.
I find the email updates very useful, short, easy to read and to the point and very easy for me to get further information.
Sonia S. from Bucks,UK
I love all the specials offers you find for me!
Kelly E.
I find this site very relevant to my shopping needs. Keep up the good work!
Ailsa C.
Easy to follow and use. Thank you. Always useful topics as well.
Derek C.
Compare Santander Credit Card With These Credit Cards
0 percent introductory balance transfer rate is offered to new customers.
Get initial balance transfer duration of 6 months.
0% monthly balance transfer intro rate is available with this credit card.
New customers get monthly balance transfer rate of 0.869%.
Customers get 27.9 percent cash credit rate from this credit card.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a