Full product details for the Santander 123 Credit Card. 3% cashback on National Rail and Transport for London (TfL) travel. Plus you can still earn 3% Cashback at major petrol stations. Contactless payments on items below £20. Compare with other credit cards.
from 236 ratings
236 customers rated their Santander credit card as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
The annual purchase rate is 12.7% p.a.(variable) so if you spend £1,200 your representative APR will be 16.5% (variable)+£24 fee p.a
Intro Balance Transfer Rate
Intro Balance Transfer Duration
Intro Balance Transfer Window
Intro Balance Transfer Fee
No introductory balance transfer rates available.
Intro Purchase Rate
Intro Purchase Duration
If you already have, or if you open a Santander 123 Current Account, Santander will refund the first year's £24 annual fee on your 123 Credit Card. Offer valid until 31/12/2014. Terms and conditions apply.
Representative APR is 16.5%.
Cashback & Rewards Credit Card
Permanent UK Resident
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.