Sainsburys Credit Card
Compare the Sainsburys Credit Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare Sainsburys Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Sainsbury's Finance www.sainsburysfinance.co.uk | ||
| Product: | Credit Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by Halifax. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | The introductory balance transfer fee is 3.00% | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | The introductory rates for purchases is 0.0%. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | The introductory balance transfer fee is 3.00% | ||
| Cash Advance AER: | The annual interest rate for cash advances is 19.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No travel reward programme available. | ||
| Other Incentives: | 0% for the 1st 12 months on Sainsbury's shopping after date of issue. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If you make transactions in a foreign currency, Sainsbury's will change the amount to Sterling at the exchange rate used by the payment system on that date. Sainsbury's will charge 2.75% of the value of each foreign-currency transaction. The sterling amount shown on your statement will include this charge. If the transaction is a cash advance, Sainsbury's will also charge the Cash Advance Charge for each transaction. | ||
| Interest Charged from: | Interest is charged from the date on a daily basis on the account balance from the transaction date, up to and including the next statement date when interest will be added to the account until the amount in full has been paid. | ||
| Interest Free Period: | Up to 59 days interest free period. | ||
| Min Payment £: | The cardholder should pay within 28 days following the date of the statement, not less than 3% of the amount shown in the statement to be due to the bank or £5 (or the full amount due if less than £5), whichever is the greater. | ||
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| Products: | www.sainsburysbank.co.uk Credit Cards | ||
