Full product details for the Sainsbury's Finance Sainsbury's Credit Card (Nectar Card Holders Only). Double Nectar points for every £1 you spend on your card in Sainsbury's for the first 2 years. One Nectar point for every £5 spent on your card elsewhere. Compare with other credit cards.
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The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
12 months
Introductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
12 months
Introductory purchase rate applies for 12 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
No travel reward programme available.
Availability
restricted
Must have swiped your Nectar card in store in the last 6 months.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Sainsbury's Finance Sainsbury's Credit Card (Nectar Card Holders Only) With These Credit Cards
Lloyds TSB Private Banking gives mthly balance transfer rate of 0.869 percent.
Get 0% initial balance transfer rate from Lloyds TSB Private Banking.
10.9% std balance transfer rate is offered with Private Banking Credit Card.
Purchase rate AER of 10.9% is offered with this credit card.
Get 27.9% cash credit rate from Lloyds TSB Private Banking.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a