Representative Example	The annual purchase rate is 11.3% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).
Intro Balance Transfer Rate	0%	0.0% p.a. applies to initial balance transfers and lasts for the introductory period.
Intro Balance Transfer Duration	9 months	Introductory balance transfer rate applies for 9 months.
Intro Balance Transfer Fee	3%	Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate	0%	0.0% p.a. applies to initial purchases and lasts for the introductory period.
Intro Purchase Duration	9 months	Not applicable.
Minimum Age	50 years	Minimum age for applicants is 50 years.
Minimum Income	£12,000	A minimum income of £12000 per annum is required.
Annual Fee	£0	There is no annual fee.
Representative APR	11.9%	Representative APR is 11.9%.
Cashback & Rewards Credit Card	no
International Charges	0%	No Foreign Currency fees are applied to transactions.
Air Miles	no	There is no travel reward programme available.
Availability	restricted

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Useful ISA transfer info.

Compare Saga Platinum With These Credit Cards

Customers will get mthly purchase intro rate of 1.527%.
£2,500 max purchase protection cover is offered with this credit card.
£400 per week cash loan limit.
Yearly fee of £0.
BA American Express Credit Card offers a cash advance rate of 27.9 percent.
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

This credit card offers a £0 minimum balance transfer fee.
1.019% mthly balance transfer rate is offered with this credit card.
The Co-operative Bank offers monthly balance transfer intro rate of 1.019 percent.
Balance transfer fee of 0 percent.
Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Get a mthly balance transfer intro rate of 0 percent from this Standard MasterCard Credit Card.
An intro purchase rate of 0 percent is available from Northern Bank.
Get a cash advance limit of £500 from this Standard MasterCard Credit Card.
Get 22.9% representative APR from Northern Bank.
Representative Example: The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).

Std balance transfer rate of 12.9 percent is available to new customers.
Take advantage of 0 percent balance transfer fee from The Co-operative Bank.
Monthly balance transfer rate of 1.019 percent is offered with Woodland Trust Flat Rate.
Have the benefit of 12.9% cash credit rate from The Co-operative Bank.
Customers get 1.019 percent mthly balance transfer intro rate from The Co-operative Bank.
Maximum balance transfer fee of £0 is available with Woodland Trust Flat Rate.
Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Benefit from 0% initial purchase rate from RBS.
Unlimited maximum intro balance transfer fee.
New customers get max credit limit of £20,000.
This credit card gives a 0 percent initial balance transfer rate.
Get 2.9 percent introductory balance transfer fee from RBS.
Balance transfer fee of 0 percent is offered with the credit card.
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Std balance transfer rate of 19% is available to customers.
Annual fee of £0 is offered with Credit Card.
A 0% mthly balance transfer intro rate is available.
Customers get limitless max intro balance transfer fee from the credit card.
Representative Example: The annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Get 1.46% mthly balance transfer intro rate from JJB Sports.
Initial purchase rate of 19 percent is offered.
Customers get 19 percent purchase interest AER from this JJB MasterCard.
Get a balance transfer fee of 3%.
Mthly balance transfer rate of 1.46 percent is offered.
Representative Example: The annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Have the benefit of 90 days introductory balance transfer window.
Customers get 12 months intro balance transfer duration from the credit card.
Take advantage of 0% introductory balance transfer rate from Leeds Building Society.
The credit card offers limitless maximum intro balance transfer fee.
Get a mthly balance transfer intro rate of 0 percent from this credit card.
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Existing Customers Only	no
Minimum Age	50 years	Minimum age for applicants is 50 years.
Minimum Income	£12,000	A minimum income of £12000 per annum is required.
Credit Rating	good	Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.