Saga Platinum
Compare the Saga Platinum with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
![]() | Compare Saga Platinum details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Saga www.saga.co.uk ![]() | ||
| Product: | Platinum | ||
| Apply via this site: | Not available | ||
| Card Details | |||
| The card is issued by Allied Irish Banks Plc. | |||
| This item is only available as a Visa card | |||
| Application Criteria | |||
| Minimum age for applicants is 50 years The minimum age for additional cardholders is 18 years. | |||
| The minimum income required is £12000. | |||
| Introductory Rates | |||
| 0.0% p.a. applies to initial balance transfers and lasts for the introductory period. | |||
| Balance transfer handling fee of 2.00% of the balance transfer amount is charged. | |||
| Unlimited | |||
| 0.0% p.a. applies to initial purchases and lasts for the introductory period. | |||
| Rates | |||
| The typical APR is 15.9% p.a. | |||
| The annual rate for balance transfers is 15.9%. | |||
| Balance transfer handling fee of 2.00% of the balance transfer amount is charged. | |||
| The annual interest rate for cash advances is 21.5%. | |||
| Benefits | |||
| A cashback reward scheme is not available. | |||
| There is no travel reward programme available. | |||
Credit Interest: Credit Interest will be paid to the cardholder on any credit balance at the rate advised to them from time to time. Also available are discounts when using the card for Saga's travel services: Using the card can also save up to 30% off items such as food, drinks, telephone calls and laundry that have been charged to a room, at selected hotels featured throughout Saga's range of holidays. There are also discounts for travelling on Saga's cruise ships, the Saga Rose and Saga Pearl. A 5% saving applies to most goods purchased on board when the card is used to pay at the end of the cruise. The cardholder can buy from the gift shop, pamper themselves in the beauty parlour or have their hair styled at the hairdresser's or barber's shop. There is also Internet Fraud Guarantee. | |||
| No shopping reward program available. | |||
| Fees & Charges | |||
| There is no annual fee. | |||
| Saga makes no overseas commission charges on transactions within the EU and only 1% overseas commission is applied to cover Visa charges for purchases made outside EU countries. | |||
Interest Charging Information - The periods over which interest is charged are as follows: Purchases - If you pay for all your previous months purchases by the payment due date, no interest will be charged on those purchases. This applies for a maximum of 56 days. If you do not pay for all of your previous months purchases by the payment due date, interest will be charged on those purchases, from the date the purchase is charged to the account. Interest will then continue to be charged until that purchase balance has been paid for in full. Cash Advances - If you pay for all of your previous months cash advances by the payment due date, no interest will be charged on those cash advances. This applies for a maximum of 56 days.If you do not pay for all of your previous months cash advances by the payment due date, interest will be charged on those cash advances, From the date of transaction. Interest will then continue to be charged until that cash advance balance has been paid for in full. Balance Transfers, Convenience Cheques and Partner Rates - interest is charged from the date the transaction, until the transferred balance is repaid in full. Interest free periods only applies to the introductory period. | |||
| Up to 55 days interest free period. | |||
| The minimum monthly payment will be the larger of £5 or 3% of the outstanding balance (or the full balance outstanding if less then £5) shown on the statement. | |||
| Compare | |||
| Products: | www.saga.co.uk Credit Cards | ||


