Full product details for the RBS YourPoints World MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 48 ratings
48 customers rated their RBS credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
No introductory rate for balance transfers
Intro Balance Transfer Duration
13 months
Introductory balance transfer rate applies for 13 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
13 months
Introductory purchase rate applies for 13 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Availability
restricted
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare RBS YourPoints World MasterCard With These Credit Cards
The credit card offers a £200 maximumtravel delay cover.
Applicants get £2,500 max purchase protection cover from British Airways.
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a
New customers get 0.869% mthly balance transfer rate from Lloyds TSB Private Banking.
Benefit from limitless cash credit limit from Lloyds TSB Private Banking.
Have the benefit of a standard balance transfer rate of 10.9%.
The Lloyds TSB Private Banking credit card has a balance transfer fee of 3 percent.
Have the benefit of an intro balance transfer window of 90 days from the credit card.
Have the benefit of purchase rate AER of 10.9 percent.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a
Benefit from free statement copies with the credit card.
Applicants get representative APR of 303 percent.
Applicants can enjoy 0% purchase rate AER.
Late pay charge of £0 is offered with Visa.
You have the benefit of over cut off point charge of £0.
Representative Example: The annual purchase rate is 0% p.a.(variable) so if you spend £300 your representative APR will be 303% (variable)+£360 fee p.a