RBS Royalties Gold YourPoints World MasterCard Ex/C
Full product details for the RBS Royalties Gold YourPoints World MasterCard Ex/C credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 48 ratings
48 customers rated their RBS credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
No introductory rate for balance transfers
Intro Balance Transfer Duration
13 months
Introductory balance transfer rate applies for 13 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
An introductory balance transfer fee of 2.90% applies.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
13 months
Introductory purchase rate applies for 13 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Availability
restricted
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a