Full product details for the RBS Royalties Gold Credit Card Ex/C, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory balance transfer rate is 8.9% p.a.
Intro Balance Transfer Duration
Unlimited
Intro Balance Transfer Window
3 months
Not applicable.
Intro Balance Transfer Fee
0%
There is no fee for making balance transfers.
Intro Purchase Rate
8.9%
8.9% APR during introductory period.
Intro Purchase Duration
9 months
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 is required on this product.
Annual Fee
£0
No annual fee.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Application Criteria
Existing Customers Only
yes
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 is required on this product.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a
New customers have the benefit of £0 max balance transfer fee.
You get mthly balance transfer rate of 1.15%.
Applicants take advantage of £1,000 cash credit limit from the credit card.
This Coutts credit card has a max purchase protection cover of £25,000.
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a