RBS Royalties Black Card Ex/C

Compare the RBS Royalties Black Card Ex/C with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.

RBS Royalties Black Card Ex/C Details

Popularity Rating:

Provided By RBS

WARNING! Is this the best deal for you?

Don't settle for an inferior credit card.

Compare RBS Royalties Black Card Ex/C with 222 other credit cards using our credit card comparison tables.

Mammoth Money Tips Email

Join 200,000 other subscribers who grab the hottest bargains and expert money tips each week in our special email.

These deals go fast. Get yours now.

RBS Royalties Black Card Ex/C Features & Benefits

(currently displaying summary information only)

Feature / Benefit	Summary	Details
Card Details:
Type of Card	Mastercard	This item is only available as a Mastercard
Instant Online Decision	yes	An instant online decision is available to applicants.
Application Criteria:
Minimum Age	25 years	Minimum age for applicants is 25 years.
Minimum Income	£75,000	There is a minimum income required of £75000.
Standard Rates:
Typical APR	43.5%	The typical APR is 43.5% p.a.
Cash Advance Rate	16.6%	The annual interest rate for cash advances is 16.6%.
Benefits:
Cashback & Rewards Credit Card	no	no
Cashback Reward	no	A cashback reward scheme is not available.
Reward Points	no	No points scheme available.
Air Miles	no	Air Miles are not offered.
Shopping Rewards	no	No shopping reward available.
Payment Protection	yes	Payment Protection Insurance Cover Payment Protection has been designed to take care of the payments if certain circumstances prevent the insured from...expand Payment Protection Insurance Cover Payment Protection has been designed to take care of the payments if certain circumstances prevent the insured from doing so. To be eligible for Payment Protection the cardholder must be: - the first named on the application, - aged between 18 and 64, - employed for at least 16 hours per week in the UK (or on statutory maternity leave) or self-employed, and - unaware of any impending unemployment. Provided that the cardholder was working or, where applicable on statutory maternity leave, and are unable to work due to disability for 30 consecutive days or, if they become unemployed for 30 consecutive days the insurer will credit the account with 10% of the outstanding balance at the calculation date or £10, whichever is the greater (subject to a maximum of £500 per month for Classic Cardholders and £750 per month for Gold Cardholders and £1,000 per month for Platinum Cardholders). Payments will continue to be made until disability or unemployment ceases, 12 monthly payments have been made, or they return to work or cover ends, whichever happens first. Customers' claims will be paid based on the balance of their account on the date they stop working, due to unemployment or illness. In the event of death the balance outstanding on the agreement at the calculation date will be repaid, up to a maximum of £5,000 for Classic Cardholders and £7,500 for Gold Cardholders and £10,000 for Platinum Cardholders.collapse
Travel Insurance Cover	£250,000	Travel Accident Insurance Paying for a journey either at home or abroad by using the Royal Bank of Scotland Credit Card will entitle the cardholder to...expand Travel Accident Insurance Paying for a journey either at home or abroad by using the Royal Bank of Scotland Credit Card will entitle the cardholder to Free Travel Accident Insurance during the course of the journey up to £250,000. Cover is available to the cardholder, his/her spouse and their dependent children under 23 years of age while mounting into, travelling in, or dismounting from any conveyances stated in the terms and conditions when all or part of the fare or cost of travelling in such conveyance has been charged to the Royal Bank of Scotland Credit Card. Emergency Medical and Legal Assistance Abroad When abroad, the cardholder can use the medical and legal referral services provided by FirstAssist. The service includes a travel information service, medical service, contact details for doctors in the local area and a legal referral service.collapse
Lost Luggage Cover	yes	Lost luggage cover is included in annual fee.
Fees & Charges:
Annual Fee	£200	Annual fee of £200.00
Interest Free Period	56 days	Interest free period of 56 days. All purchases will be free from interest if the account is settled in full within 25 days of the statement date.
International Charges	2.75%	Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Minimum Repayment %	2.25%	The minimum monthly payment is 2.25% of the outstanding balance, minimum £5, whichever is the greater, or the full amount due if less than £5.
Minimum Repayment £	£5	The minimum monthly payment is 2.25% of the outstanding balance, minimum £5, whichever is the greater, or the full amount due if less than £5.
Late Payment Charge	£12	A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due.

Feature / Benefit	Details	Rating out of 5
Application Criteria:
Existing Customers Only	yes	yes
Minimum Age	25 years	Minimum age for applicants is 25 years.
Minimum Income	£75,000	There is a minimum income required of £75000.
Credit Rating	very good	Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.

A-Z Credit Card Issuers

View our full A to Z list of all credit card companies.

You may want to compare the RBS Royalties Black Card Ex/C with these credit cards

The Co-operative Bank Amnesty International Standard Visa

0% monthly purchase intro rate is offered to new customers.
A cash advance rate of 25.9 percent is available from The Co-operative Bank.
1.456% monthly balance transfer rate is offered with this credit card.
£0 annual fee.
Have the benefit of maximum balance transfer fee of £0.

MBNA Platinum Plus Card

Customers can benefit from unlimited cash loan limit.
New customers get 18.9 percent average balance transfer rate from this Platinum Plus Card.
You will benefit from 90 days intro balance transfer window.
The MBNA credit card has a £3 minimum balance transfer fee.

MBNA WWF Credit Card

Customers get 12 months intro balance transfer duration from MBNA.
A bal transfer limit of £50,000 is available from MBNA.
Applicants get unlimited max intro balance transfer fee from this credit card.
Cash advance rate of 27.9%.
You get 0 percent mthly purchase intro rate from the WWF Credit Card.

Nationwide Classic Visa

0 percent intro balance transfer rate is offered to applicants.
Get an intro balance transfer duration of 13 months from this credit card.
Get a minimum balance transfer fee of £5 from this credit card.
Max lost luggage cover of £750.
Get a cash advance rate of 27.9 percent.
Get unlimited maximum intro balance transfer fee from Nationwide.

Saga Platinum

Get a monthly purchase intro rate of 0 percent.
This credit card offers a cash loan limit of £500.
Take advantage of an intro purchase duration of 9 months from this credit card.
The credit card offers an annual fee of £0.
0% introductory purchase rate is offered.

Thomas Cook Credit Card

Get a mthly balance transfer intro rate of 0 percent from the credit card.
This credit card gives £5,000 bal transfer limit.
Applicants get £500 cash advance limit.
You get 60 days intro balance transfer window.

Unison Credit Card by the Bank of Scotland

Get typical APR of 17.9%.
Have the benefit of a yearly fee of £0 from this credit card.
Monthly balance transfer intro rate of 0% is offered to new customers.
Get £3 minimum balance transfer fee from Unison.
0 percent mthly purchase intro rate is offered with Credit Card by the Bank of Scotland.
This Credit Card by the Bank of Scotland has an introductory balance transfer rate of 0 percent.

HSBC Premier Credit Card Ex/C

Typical APR of 11.9% is available.
11.9 percent standard balance transfer rate is offered to you.
Annual fee of £0 is offered to new customers.
0 percent monthly purchase intro rate is available with Premier Credit Card Ex/C.
Applicants will get initial purchase rate of 0%.

The Co-operative Bank Christian Aid Standard

Get 18.9 percent standard balance transfer rate from The Co-operative Bank.
This credit card gives a £0 minimum balance transfer fee.
Unlimited maximum intro balance transfer fee is available with Christian Aid Standard.
The credit card gives a balance transfer fee of 0%.
New customers take advantage of 0% introductory purchase rate from this credit card.
Customers can get introductory purchase duration of 6 months.

ICICI Bank Platinum Credit Card

Mthly purchase intro rate of 0% is offered with Platinum Credit Card.
This ICICI Bank Platinum Credit Card has limitless maximum intro balance transfer fee.
The credit card offers a 1.3852 percent mthly balance transfer rate.
27.9 percent cash credit rate is available with this credit card.
You enjoy limitless cash advance limit from ICICI Bank.