Travel Accident Insurance
Paying for a journey either at home or abroad by using the Royal Bank of Scotland Credit Card will entitle the cardholder to Free Travel Accident Insurance during the course of the journey up to £250,000.
Cover is available to the cardholder, his/her spouse and their dependent children under 23 years of age while mounting into, travelling in, or dismounting from any conveyances stated in the terms and conditions when all or part of the fare or cost of travelling in such conveyance has been charged to the Royal Bank of Scotland Credit Card.
Emergency Medical and Legal Assistance Abroad
When abroad, the cardholder can use the medical and legal referral services provided by FirstAssist. The service includes a travel information service, medical service, contact details for doctors in the local area and a legal referral service.collapse
| Card Details | ||||
| Type of Card | Mastercard | This item is only available as a Mastercard | ||
| Instant Online Decision | yes | An instant online decision is available to applicants. | ||
| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Minimum Age | 25 years | Minimum age for applicants is 25 years. | ||
| Minimum Income | £75,000 | A minimum income of £75000 per annum is required | ||
| Standard Rates | ||||
| Typical APR (Variable) | 43.5% | The typical APR is 43.5% p.a. | ||
| Cash Advance Rate | 16.6% | The annual interest rate for cash advances is 16.6%. | ||
| Benefits | ||||
| Cashback & Rewards Credit Card | no | no | ||
| Cashback Reward | no | A cashback reward scheme is not available. | ||
| Rewards | no | no | ||
| Reward Points | no | No points scheme available. | ||
| Air Miles | no | Air Miles are not offered. | ||
| Shopping Rewards | no | No shopping reward available. | ||
| Choice of Card Design | no choice | No choice of card design is available. | ||
| Payment Protection | no | Payment protection is not available. | ||
| Travel Insurance Cover | £250,000 | Travel Accident Insurance Paying for a journey either at home or abroad by using the Royal Bank of Scotland Credit Card will entitle the cardholder to...expand | ||
| Lost Luggage Cover | yes | Lost luggage cover is included in annual fee. | ||
| Fees & Charges | ||||
| Annual Fee | £200 | Annual fee of £200.00 | ||
| Interest Free Period | 56 days | Interest free period of 56 days. All purchases will be free from interest if the account is settled in full within 25 days of the statement date. | ||
| Minimum Repayment % | 2.25% | The minimum monthly payment is 2.25% of the outstanding balance, minimum £5, whichever is the greater, or the full amount due if less than £5. | ||
| Minimum Repayment £ | £5 | The minimum monthly payment is 2.25% of the outstanding balance, minimum £5, whichever is the greater, or the full amount due if less than £5. | ||
| International Charges | 2.75% | Transactions made in foreign currencies within Europe are charged a 2.75% fee. | ||
| Late Payment Charge | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. | ||
