RBS Private Black Credit Card

Full product details for the RBS Private Black Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 48 ratings
48 customers rated their RBS credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Low Standard APR

RBS Private Black Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).
Intro Balance Transfer Rate0%No introductory rate for balance transfers available.
Intro Balance Transfer Duration18 monthsIntroductory balance transfer rate applies for 18 months.
Intro Balance Transfer Window3 monthsBalance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.9%An introductory balance transfer fee of 2.90% applies.
Intro Purchase Rate0%No introductory rate for purchases available.
Intro Purchase Duration6 monthsIntroductory purchase rate applies for 6 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£100,000A minimum income of £100000 per annum is required or £150,000 joint annual income for a joint account, or savings of at least £50,000.
Annual Fee£0There is no annual fee.
Representative APR14.9%Representative APR is 14.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoAir Miles are not offered.
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Compare RBS Private Black Credit Card With These Credit Cards

Tesco Bank Tesco Clubcard Credit Card

  • A 0% initial balance transfer rate is available.
  • The credit card gives an introductory balance transfer fee of 2.9%.
  • Get a cash advance rate of 24.9%.
  • Enjoy free statement copies with the credit card.
  • 16.9% representative APR is offered.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Christian Aid Fixed Rate Platinum Visa

  • Customers get monthly balance transfer intro rate of 0.945 percent.
  • The Co-operative Bank gives std balance transfer rate of 11.9 percent.
  • Intro purchase rate of 11.9%.
  • Customers get £0 minimum balance transfer fee.
  • Get representative APR of 12.9%.
  • Get 0.945 percent mthly purchase intro rate.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

The Co-operative Bank Oxfam Flat Rate

  • Cash credit rate of 12.9 percent.
  • Purchase rate AER of 12.9% is offered with the credit card.
  • Enjoy a max balance transfer fee of £0 from this credit card.
  • Get 12.9 percent standard balance transfer rate from The Co-operative Bank.
  • Annual fee of £0 is available.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

MBNA Gloucester Rugby

  • Take advantage of free statement copies with this MBNA credit card.
  • You take advantage of 0% introductory purchase rate.
  • Purchase rate AER of 16.9% is offered to you.
  • Customers get 0% monthly balance transfer intro rate from MBNA.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA London Wasps

  • Applicants can get intro balance transfer duration of 9 months.
  • 0 percent intro balance transfer rate is available to applicants.
  • The credit card offers a minimum intro balance transfer fee of £3.
  • 18.9 percent standard balance transfer rate is available.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Virgin Atlantic Black Card Account (Amex)

  • 6 months initial balance transfer duration.
  • Customers take advantage of 90 days introductory balance transfer window from Atlantic Black Card Account (Amex).
  • This credit card gives a 18.9 percent intro purchase rate.
  • Customers can get 18.9% standard balance transfer rate.
  • Benefit from an introductory balance transfer fee of 2% from Atlantic Black Card Account (Amex).
  • Atlantic Black Card Account (Amex) gives a representative APR of 47.2 percent.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a