RBS Private Black Credit Card Full product details for the RBS Private Black Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 48 ratings
48 customers rated their RBS credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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RBS Private Black Credit Card Features & Benefits
Representative Example The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable). Intro Balance Transfer Rate 0% No introductory rate for balance transfers available.
Intro Balance Transfer Duration 18 months Introductory balance transfer rate applies for 18 months.
Intro Balance Transfer Window 3 months Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee 2.9% An introductory balance transfer fee of 2.90% applies.
Intro Purchase Rate 0% No introductory rate for purchases available.
Intro Purchase Duration 6 months Introductory purchase rate applies for 6 months.
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum income of £100000 per annum is required or £150,000 joint annual income for a joint account, or savings of at least £50,000.
Annual Fee £0 There is no annual fee.
Representative APR 14.9% Representative APR is 14.9%.
Cashback & Rewards Credit Card yes
International Charges 2.75% Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles no Air Miles are not offered.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum income of £100000 per annum is required or £150,000 joint annual income for a joint account, or savings of at least £50,000.
Credit Rating very good Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
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Compare RBS Private Black Credit Card With These Credit Cards A 0% initial balance transfer rate is available. The credit card gives an introductory balance transfer fee of 2.9%. Get a cash advance rate of 24.9%. Enjoy free statement copies with the credit card. 16.9% representative APR is offered. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Customers get monthly balance transfer intro rate of 0.945 percent. The Co-operative Bank gives std balance transfer rate of 11.9 percent. Intro purchase rate of 11.9%. Customers get £0 minimum balance transfer fee. Get representative APR of 12.9%. Get 0.945 percent mthly purchase intro rate. Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Cash credit rate of 12.9 percent. Purchase rate AER of 12.9% is offered with the credit card. Enjoy a max balance transfer fee of £0 from this credit card. Get 12.9 percent standard balance transfer rate from The Co-operative Bank. Annual fee of £0 is available. Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable). Take advantage of free statement copies with this MBNA credit card. You take advantage of 0% introductory purchase rate. Purchase rate AER of 16.9% is offered to you. Customers get 0% monthly balance transfer intro rate from MBNA. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Applicants can get intro balance transfer duration of 9 months. 0 percent intro balance transfer rate is available to applicants. The credit card offers a minimum intro balance transfer fee of £3. 18.9 percent standard balance transfer rate is available. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). 6 months initial balance transfer duration. Customers take advantage of 90 days introductory balance transfer window from Atlantic Black Card Account (Amex). This credit card gives a 18.9 percent intro purchase rate. Customers can get 18.9% standard balance transfer rate. Benefit from an introductory balance transfer fee of 2% from Atlantic Black Card Account (Amex). Atlantic Black Card Account (Amex) gives a representative APR of 47.2 percent. Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a