Full product details for the RBS Platinum Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 48 ratings
48 customers rated their RBS credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rates for balance transfers is 0.0%.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Availability
restricted
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Customers get 1.1% monthly purchase intro rate from American Express.
Customers can get £200 per week cash advance limit.
Get a minimum money back rate of 1.25% from the Platinum Cashback Credit Card.
28% cash advance rate is available with Platinum Cashback Credit Card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Intro balance transfer window of 5 months is available to new customers.
New customers get introductory purchase duration of 5 months.
Customers have the benefit of 14.9% purchase interest AER.
A 0% initial balance transfer rate is offered.
Max intro balance transfer fee of £0 is offered with Platinum Credit Card.
The credit card offers a 0 percent intro balance transfer fee.
Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a