RBS Black Card Full product details for the RBS Black Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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RBS Black Card Features & Benefits
Intro Balance Transfer Rate 0% No introductory rate for balance transfers available.
Intro Balance Transfer Duration 18 months Introductory balance transfer rate applies for 18 months.
Intro Balance Transfer Window 3 months Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee 2.9% An introductory balance transfer fee of 2.90% applies.
Intro Purchase Rate 0% No introductory rate for purchases available.
Intro Purchase Duration 6 months Introductory purchase rate applies for 6 months.
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum income of £100000 per annum is required or £150,000 joint annual income for a joint account, or savings of at least £50,000.
Annual Fee £0 There is no annual fee.
Representative APR 14.9% Representative APR is 14.9%.
Cashback & Rewards Credit Card yes
International Charges 2.75% Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles no Air Miles are not offered.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum income of £100000 per annum is required or £150,000 joint annual income for a joint account, or savings of at least £50,000.
Credit Rating very good Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
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Compare RBS Black Card With These Credit Cards American Express gives minimum cashback rate of 1.25%. American Express Platinum Cashback Credit Card has a std cashback rate of 1.25 percent. Take advantage of an annual fee of £25 from the Platinum Cashback Credit Card. 28% cash loan rate. Get £200 per week cash credit limit. This credit card gives a 1.1 percent mthly purchase intro rate. Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a Get £0 minimum balance transfer fee. The Co-operative Bank offers maximum balance transfer fee of £0. New customers can get mthly balance transfer intro rate of 0.793 percent. This Platinum Fixed Rate Credit Card has a 0% balance transfer fee. Get cash advance rate of 9.9%. Customers get 0.793% monthly purchase intro rate from this credit card. Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Get 23.9 percent cash loan rate from John Lewis. Applicants can have the benefit of 0 percent introductory purchase rate. Initial purchase duration of 6 months is offered with Partnership MasterCard. Applicants get 1.313 percent monthly balance transfer rate. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Cash loan limit of £300 is offered with the credit card. Annual fee of £0. 1.456 percent mthly purchase intro rate. The credit card gives a 27.9% cash loan rate. Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £500 your representative APR will be 18.9% (variable).
Customers have the benefit of annual fee of £0. Get cash advance rate of 23.9 percent. Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). New customers benefit from annual fee of £0. A cash loan rate of 27.9% is available from Priority Club. 60 days introductory balance transfer window is available with Rewards Credit Card. Applicants will get limitless maximum intro balance transfer fee. Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).